Job Description

Company Description

Louis Dreyfus Company is a leading merchant and processor of agricultural goods. Our activities span the entire value chain from farm to fork, across a broad range of business lines, we leverage our global reach and extensive asset network to serve our customers and consumers around the world. Structured as a matrix organization of six geographical regions and ten platforms, Louis Dreyfus Company is active in over 100 countries and employs approximately 18,000 people globally.

Credit decision making and business partnering

Perform independent credit assessment on limit requests and or exceptional transactions and make credit advice / approval on the request either verbally or in writing. Act as business partner to the commercial team in addressing customers credit needs and financing solutions. Provide guidance to the commercial team on complex transactions, including but not limited to negotiating and structuring of credit terms to enable the transaction within acceptable risk framework. Perform customer visit - particularly strategic accounts - to better understanding the market and assess risks appropriately. Manage overall risk mitigations approach for designated portfolios and propose solutions to support growth.

Policy Compliance & Governance

Ensure adherence to the company's global credit policy framework. Identify high risk exposures and escalate potential default risks or breaches promptly to senior management at country and regional level. Track and ensure 90%+ completion of e-module training for traders and commercial teams for CRIS application. Regularly review over dues, over limits, and top MTM exposures on a weekly basis, ensuring updates before final exposure consolidation.

Credit System Management

Updating approvals & credit records / ratings / financials in CRIS. Changing status of counterparties in CRIS from Active to No trade / CBT. Modifying Grades / Limits of counterparts in CRIS.

Stakeholder Engagement & Reporting

Collaborating with trading teams and visiting counterparties to gather business insights, improving credit decision quality. Collaborate with trading / platforms to enable business within risk guidelines. Organize regular meetings with platforms / other functions to update status on receivables & deliveries. Spearhead risk training for new commercial team members. Deliver policy training and ensure team-wide compliance with global credit policies. Co-ordinate with Internal auditors on audit findings and implementation of the same.

Others

Assist in Credit process development . Represent the risk team in cross-functional initiatives and risk committees.

Qualifications

Minimum 6-8 years working experience of credit risk assessment and credit approval role. Preferably has working experience in international trading company or banking. Bachelor's or master's degree in finance, Accounting, Economics or other business discipline or CFA.

Additional Information

Strong analytical and financial modeling skills. Deep understanding of credit risk principles and commodities trading and various market nuances for India, Bangladesh and Sri Lanka. Excellent communication and stakeholder management abilities. Proficiency in risk tools, ERP systems (SAP), and Excel. Ethical judgment, integrity, and ability to work under pressure.

Diversity & Inclusion

LDC is driven by a set of shared values and high ethical standards, with diversity and inclusion being part of our DNA. LDC is an equal opportunity employer committed to providing a working environment that embraces and values diversity, equity and inclusion.



LDC encourages diversity, supports local communities and environmental initiatives. We encourage people of all backgrounds to apply.

Sustainability

Sustainable value is at the heart of our purpose as a company.



We are passionate about creating fair and sustainable value, both for our business and for other value chain stakeholders: our people, our business partners, the communities we touch and the environment around us

What We Offer

We provide a dynamic and stimulating international environment, which will stretch and develop your abilities and channel your skills and expertise with outstanding career development opportunities in one of the largest and most solid private companies in the world.

We offer

A workplace culture that embraces diversity and inclusivity Opportunities for Professional Growth and Development Employee Recognition Program Employee Wellness Programs - Confidential access to certified counselors for employee and eligible family members, along with monthly wellness awareness sessions. * Certified Great Place to Work