Job Description

Business Loans - IndirectVaranasi
Posted On
19 Aug 2025
End Date
19 Aug 2026
Required Experience
5 - 6 Years



BASIC SECTION
Job Level


GB03


Job Title


Deputy Area Manager - Business Loans - Indirect, Unsecured - North2, Sales


Job Location
Country


India


State


UTTAR PRADESH


Region


North


City


Varanasi


Location Name


Varanasi


Tier


Tier 2




Skills
SKILL


SKILLS AS PER JD
Minimum Qualification


OTHERS


JOB DESCRIPTION

Job Purpose

"This position is open with Bajaj Finance ltd."An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. This role requires Works collaboratively in a multi-disciplinary team environment

Duties and Responsibilities

PRINCIPAL ACCOUNTABILITIES(Accountabilities associated with the job)oAll system enhancement, design, development, testing and roll out with the help of various stake holders i.e. COE, IT, Ops etc.oDelivery of volume from service channels - cashier & call center service.oDelivery of volume from new identified channels like digital, CIBIL watch.oDaily system / process support to sales team.oDaily business MIS preparation and roll out.oMonthly incentive calculation and roll out.oContest calculation and roll out.oLiaise with HR team for various activities like R&R, Auto Promotion, IJP roll out, annual and mid-year PMs closure etc.oTrack and Manage On roll & Off roll headcount and productivity.oLiaise with Risk team for Offer generation, policy changes etc.oClassroom Training & Training over call for any new enhancement, changes in product / processes.oAllocation of monthly offer base to sales / call center team.oConducting various business meet like ZSM / RSM meet / Contest based trips.oManaging portfolio metrics: ensuring collection of early delinquent cases and tracking of EWS location management.oManaging various vendors: ensuring timely onboarding, calculation of payout etc.oMonthly inputs for SMT reporting and Deck preparation.oAnnual inputs for LRS & AOP Deck preparation.4. MAJOR CHALLENGES(Challenges faced on an on-going basis in carrying out the job)oMajor System issues and TAT for its resolution.oFrequent system changes.oRoll out of new system enhancement / customer communication across various channels.5. DECISIONS(Key decisions taken by job holder at his/her end)oNA6. INTERACTIONS(Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job)Internal ClientsRoles you need to interact with inside the organization to enable success in your day to day workoConnect with various internal department i.e. COE, Sales, Mkt, Credit, Ops, RCU, Collections & Compliance.oConnect with HR department for various activities.External Clients Roles you need to interact with outside the organization to enable success in your day to day workoMapping of market competition and practices.oMeeting with external vendors along with IT.7. DIMENSIONS(Key numerical data which will reflect the scope and scale of activities concerning this job)Financial Dimensions(These should be quantifiable numerical amounts)oBusiness achievement of Fee / Insurance / Rate as per the target.Other Dimensions(Significant volume dimensions associated with the job)?Total Team Size: 0 to 2?Number of Direct Reports: 0 to 1?Number of Indirect Reports: NA?Number of Outsourced employees: 0 to 2?Number of locations: 1?Number of products: 1

Required Qualifications and Experience

Establishes and maintains professional networks with subject matter experts. This roles requires to track & maintain business profitability by ensuring all metrics are in control so as to achieve the business target.Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization's policiesAct with Integrity