Job Description

Job Requirements
Job Role: Debt Manager-Flows-Micro Finance
Department: Collections
Job Purpose:
IDFC FIRST Bank is seeking a highly motivated and experienced Debt Manager-Flows-Micro Finance to join our Retail Banking team in Indore, Madhya Pradesh. As a Debt Manager, you will be responsible for managing the micro business loan portfolio and ensuring timely repayment from borrowers.
Roles & Responsibilities:
- Manage the micro business loan portfolio and ensure timely repayment from borrowers
- Conduct credit assessments and risk analysis of potential borrowers
- Develop and maintain relationships with existing borrowers to ensure timely repayment and identify opportunities for additional lending
- Monitor loan disbursements and ensure compliance with loan terms and conditions
- Collaborate with other departments to identify and mitigate potential risks in the loan portfolio
- Conduct regular field visits to assess borrower's business and repayment capacity
- Provide support and guidance to field agents in managing the loan portfolio
- Prepare and present reports on loan portfolio performance to senior management
Education Qualification:
Graduation:- Any Graduate
Experience: 2+ Years of experience in collections.