Job Description

About the Role

We are seeking a highly motivated

Senior Analyst/Consultant

with strong expertise in

Advanced SQL and Excel

to join our Data Analytics team. The ideal candidate will have prior experience in the

credit cards and BFSI domain

, with a deep understanding of customer behavior, portfolio performance, and risk/collections strategies. This role involves working closely with business stakeholders to deliver insights, build analytical solutions, and drive data-informed decisions.

Key Responsibilities

Extract, manipulate, and analyze large datasets using

Advanced SQL

and

Excel

. Work on

portfolio analytics

: acquisition, usage, delinquency, attrition, and profitability. Conduct

deep-dive analyses

to identify business opportunities, risks, and areas of improvement. Support the design and monitoring of

campaigns, risk models, and customer engagement strategies

. Collaborate with cross-functional teams including product, risk, finance, and marketing to implement analytical solutions. Ensure high standards of

data quality, governance, and accuracy

in reporting and analysis.

Required Skills & Qualifications

Bachelor's/Master's degree in

Statistics, Economics, Mathematics, Engineering, or related field

.

3-6 years of experience

in data analytics, preferably in the

credit cards / payments / banking domain

. Strong expertise in

Advanced SQL

(writing complex queries, optimizing performance, working with large datasets). Proficiency in

Advanced Excel

(pivot tables, complex formulas, macros, VBA preferred). Good understanding of

credit card lifecycle

(acquisition, usage, risk, collections, retention). Strong analytical mindset with the ability to translate data into actionable business insights. Excellent communication and presentation skills to interact with stakeholders.

Preferred Skills (Good to Have)

Prior consulting or client-facing experience in

BFSI analytics

. Knowledge of

statistical techniques

and exposure to

Python/R/SAS

. * Ability to design and deliver

data-driven insights, dashboards, and reports

to support decision-making.