Job Description

Credit analysis, loan underwriting, or credit risk functions within BFSI or NBFC sectors.

Strong understanding of internal credit frameworks, RBI guidelines, and industry benchmarks

Strong analytical skill and proficiency in ratio analysis, credit scoring models, and financial statement review

Hands-on experience with credit evaluation tools, portfolio dashboards, and documentation systems

Prepared and maintained accurate financial records, including journal entries, reconciliations, and general ledger accounts

Managed accounts payable and receivable, ensuring timely invoice processing, vendor payments, and collections.

Reconciled bank statements and resolved discrepancies efficiently and accurately

Handled client inquiries, providing assistance with financial statements and reports.

Performed monthly bank and credit card reconciliations to ensure data accuracy

Maintained organized financial records for audits and internal review

Supported audit teams in performing substantive testing and verifying transaction records

Assisted in client communication and preparation of audit reports under senior supervision

Visit to Client place for verification of property and documentation

Managing team and ability to lead and review credit analyst teams, assign limits, and manage approval hierarchies.

Good communication skill in preparing credit notes, presenting to committees, and communicating with relationship teams

Consistency in documentation, audit preparedness, and compliance tracking

Job Types: Full-time, Permanent

Pay: ?30,000.00 - ?35,000.00 per month

Benefits:

Cell phone reimbursement Health insurance Leave encashment Life insurance Provident Fund
Work Location: In person