Job Description

Some careers shine brighter than others.

If you're looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are currently seeking an experienced professional to join our team in the role of

Credit Services Executive.

In this role, you will:

Audit findings and Completion of mandatory training course Undertake preparation work for all Pre & Post Approval activities in an accurate and timely manner. Process on instructions received by the Relationship Manger on core banking tool, for activities like General Maintenance, Facility Limit Loading, Loans/drawdowns, Security checking and collateral maintenance. Process Credit assessment & Revenue Management (CARM) applications involving completion of applications for annual reviews, New Requests, Annual review extensions, Amendments, Reductions and Cancellations. Clear understanding on the different types of collaterals involved in the credit and lending journey. Understanding on the end to end credit life cycle. Proactive liaison with RM's, Line of Business (LoB) Team and other departments within the Bank. To assist Team Leader (TL) on validation of external errors and ensuring the feedback forms are acknowledged by the staff. Process Checker will also needs to coordinate and conduct Quality Checking as per process requirement.

To be successful, you will:

Minimum Degree in Commerce, Business, Economics or equivalent or Additional Financial qualification would be an advantage. Highly proficient at Excel and Word. Database skills are an advantage. Ability to learn new systems quickly necessary. Excellent English, written and spoken; hard-working; organized; diligent; and above all, a team player. Highly customer oriented and interested in providing top quality customer service Credit skills and a detailed understanding of bank credit and risk policy and procedures Good understanding of the Financial Ratios and what impacts them.

You'll achieve more when you join HSBC.

www.hsbc.com/careers

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role."
Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued By HSBC Electronic Data Processing (India) Private LTD