Job Description

Credit Risk Strategy- Credit risk analytics - (SAS/SQL)

An exciting opportunity for the one having experience in Designing, analyzing and monitoring credit risk strategies for different loan products such as personal loans, auto loans, etc. A perfect role fit for the one having experience in SAS or SQL and knowledge of Banking / Financial Services Industry.

Location: Gurgaon/Bangalore

Your future employer: An American multinational professional service company mainly involved in the operations management and analytics. It offers insurance, banking, financial services, utilities, healthcare, travel, transportation and logistics services

Responsibilities:

Designing, analyzing, monitoring credit risk strategies for different loan products such as personal loans, auto loans, etc.

Identifying the opportunity areas for portfolio growth and pro-actively communicate with stakeholders

Collaborating across other risk functions (example - technology, product, etc.) to implement the analytical decisions

Understanding existing underwriting rules, strategies and replicate them in business rules using SAS/SQL

Designing and analyzing income, employment, fraud verification strategies

Developing, maintaining and improving risk policies, strategies, processes and procedures within the assigned function

Utilizing application, bank and bureau information to derive business insights

Requirements:

Knowledge of and certifications in programming, SAS/SQL/Python

Knowledge of best practices in coding, data manipulation and creating re-usable artifacts

Knowledge of Banking / Financial Services Industry with preference in lending space (Personal Loans, Credit Cards, Auto loans etc.)

Ability to create recommendations and insights from data for developing risk strategy

Experience with creating and utilizing credit risk datamarts using internal and third party data (Experian, FICO, etc.)

Ability to design the right KPIs for measuring strategy success

Understanding of various elements of risk strategy, such as eligibility, verification, fraud and decline criteria.

What is in it for you?

Work in diverse culture and global team

Grow in culture focused on training and mentoring

Work in a fast-paced environment in an established brand

Reach Us:

If you think you are perfect fit for this role, kindly drop me an email along with your updated CV at india@crescendogroup.in