Job Description

:
In Scope of Position based Promotions (INTERNAL only)
Job Title- Risk Analyst, Credit Risk Management
Location- Mumbai, India
Role Description
Associate / AVP within the Credit Risk Management with responsibilities of managing a portfolio comprising of Corporates, Banks, NBFIs, Insurance Companies, Mutual Funds etc.
In addition to managing an assigned portfolio of clients, the candidate is also expected to support the bank on regulatory and related portfolio reporting activities and other tasks connected with the overall credit risk management.
What well offer you
As part of our flexible scheme, here are just some of the benefits that youll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Approval of Counterparty Credit Exposure limits for Transaction Banking products and FX Hedging / Derivative products. Specific transaction level approvals for structured products.
• Writing Credit Reports, assigning internal Credit Rating for clients, based on industry, business and financial analysis, including projections
• Monitoring performance of companies & sectors on real-time basis, making suitable changes in ratings / limits to reflect any changes in risk level
• Ensuring effective utilization of Banks capital at Client level. For non-remunerative relationships, work with Relationship team to derive strategy that could include exit or pricing revision
• Providing regular MIS to senior management on portfolio composition and status of accounts
• Provide all support required for meeting regulatory tasks which reside within the Credit Risk Management team both globally and locally
• Support portfolio management related activities including system related tasks as per the global credit policies of the bank.

Your skills and experience

• Experience of 4-5 years in credit risk management in wholesale banking from reputed financial house, including analysis, approval / recommendation of transactions and portfolio responsibilities
• Basic understanding of key products - financings, trade finance and global markets (fx/rates/commodities)
• Strong technical & analytic skills, risk judgment.
• Strong written and verbal communication skills
• Proven ability to make time sensitive credit decisions

How well support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams
Please visit our company website for further information:
Our values define the working environment we strive to create - diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.
We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, sexual orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.
Visit to discover more about the culture of Deutsche Bank including Diversity, Equity & Inclusion, Leadership, Learning, Future of Work and more besides.