Job Description

A Credit Processing Associate evaluates loan applications by assessing applicant financials, running credit checks (CIBIL), verifying KYC documents, analyzing bank statements, and ensuring compliance, ultimately preparing files for sanctioning and managing the loan lifecycle from login to disbursal, requiring strong analytical, documentation, and coordination skills. Key Responsibilities Application Processing: Review and process loan applications, ensuring completeness and accuracy. Credit Analysis: Perform CIBIL/credit bureau checks, analyze financial statements (P&L, Balance Sheet), and assess creditworthiness. Documentation: Verify KYC (Know Your Customer) documents, bank statements, and other supporting papers. Compliance: Ensure adherence to internal policies, regulatory norms, and KYC guidelines. Coordination: Liaise with sales, customers, and other departments to resolve issues and expedite processing. Record Keeping: Maintain accurate records of applications, data, and decisions. Reporting: Assist with reports on credit operations and performance. Essential Skills & Qualifications Education: Bachelor's degree in Finance, Commerce, or related field. Experience: Prior experience in credit processing, loan documentation, or related finance roles. Technical Skills: Proficiency in MS Excel, ERP systems, and familiarity with financial software. Soft Skills: Strong analytical, problem-solving, communication, and time-management skills. Industry Knowledge: Understanding of credit bureau checks, KYC norms, and basic financial statements. Tamil candidates only Chennai Candidates and Freshers
Job Type: Full-time

Pay: ?13,024.62 - ?21,375.15 per month

Benefits:

Food provided
Work Location: In person