Job Description

Ninjacart - Pioneer. Challenge Yourself. Create Better Lives.

Ninjacart is a pioneer in agritech. We believe in fostering a culture of innovation. We develop professionals who pioneer new ideas, simplify customer experiences, and impact the lives of millions. Our employees take complete ownership and truly belong.

Ninjacart is India\'s leading agri-platform, which leverages technology and data to organize the agri-commerce ecosystem. Over the last 8 years, our made-for-India technology and India-centric solutions have disrupted the way fruits and vegetables move from farms to consumers\' plates. We empower farmers and other players in the ecosystem in ways never done before.

Ninjacart aims to be the digital network for global agri-commerce that solves structural problems such as information asymmetry, payment hassles, distribution inefficiency, and discovering new buyers and sellers with tech-first solutions.

Ninjacart has raised over $350mn from Walmart Group, Tiger Global, Accel US, Accel India, Syngenta, and others. We are one of the top 25 startups to work for, according to Linkedin.

We are a highly motivated, results driven community, who focus on proactive approaches to problem solving. We cherish entrepreneurial spirit and provide significant operating autonomy to senior leaders. There are ample opportunities and challenges to be solved at scale and in real-time.

Read More:

• How Ninjacart has evolved in the last 8 years:
• Ninjacart Blog :
• Nandan Nilekani on Ninjacart :
• Building a great workplace - Ninjacart\'s top priority:
• Ninjacart Culture CODE:

Location: Bangalore, KA, IN

Responsibilities

About the role:

Credit Analyst will work along with Credit Manager to underwrite the customers who have applied for trade finance and lending programs of Ninjacart.

Strategic planning:

• Verify borrowers\' repayment track records, review credit bureau reports, and ascertain their creditworthiness.
• Perform analysis of the financial statements, cash flow analysis & bank statements and preparation of Customer Assessment Memo.
• Underwriting of proposals with adherence to company policies & procedures.
• Perform basic analytics and MIS reporting to various stakeholders.
• Monitor and enforce approval rate and TAT as per prescribed standards.

A Ninja is resilient, smart, and ambitious. Sounds like you? Here\'s what you will need to have to join the Ninja Clan

• Graduate Degree (additional qualification MBA shall be preferred).
• Should have at least 2 years of experience with a bank or NBFC in Trade Finance or Credit Underwriting of Business Loans & and a basic understanding of trade finance.
• Should possess knowledge of banking and financial parameters of a prospective borrower.
• Should have good analytical skills combined with an open and curious mindset.
• Ability to get the job done and deliver results within a time frame.
• Organized and result-orientation; good time management and interpersonal skills.

Additional Information

At Ninjacart, we are creating a workplace that enables everyone to find their true potential, purpose, and passion irrespective of their background, gender, race, sexual orientation, religion and ethnicity. We are committed to providing equal opportunity for all and believe that diversity in the workplace creates a more vibrant, richer work environment that advances the goals of our employees, communities and the business. Check out what looks like!

NinjaCart