Job Description

We are searching for a skilled and experienced Credit Officer to join our Credit Department for the bank, credit union or office. You should be providing provision lending to the clients by assessing paperwork and creditworthiness. As a Credit Officer, your responsibilities include evaluating the client's financial information creating credit scoring models calculating risks factors involved and processing loan applications. You should be able to educate our clients about the various lending procedures. In addition to this, you should have an amazing customer service experience. Your ultimate goal will be helping our clients obtain loans and making sure that all the processes are in compliance with the law. If you are ready to take up these duties and responsibilities of a Credit Officer, then apply right away. We will love to meet you. Responsibilities Maintaining and updating records of loan applications. Reviewing loan requests and planning payment setups. Keeping in touch with clients for gathering financial services documentation and other required documents. Offering different types of loan options to applicants based on the analysis of their applications. Interviewing clients to get the necessary information for the loan application. Monitoring the progress and financial status of existing loans. Following up with clients about loan renewals. Assessing creditworthiness and the risks involved. Calculating accurate financial ratios (credit scores and interest rates).

Age limit 18 to 30

Language preferred tamil only

Most welcome to Freshers and college students.

Job Types: Full-time, Fresher

Pay: ?12,167.74 - ?27,837.03 per month

Benefits:

Health insurance Provident Fund
Schedule:

Day shift Rotational shift
Supplemental Pay:

Performance bonus Yearly bonus
Work Location: In person