Job Description

Key Responsibilities

Loan Processing:

Collect, verify, and analyze customer documents (KYC, income proof, collateral).

Credit Appraisal:

Assess borrower's repayment capacity using financial ratios, credit bureau scores, and field visits.

Risk Management:

Identify potential risks in lending and recommend appropriate mitigation strategies.

Customer Interaction:

Communicate loan terms, repayment schedules, and resolve customer queries effectively.

Compliance:

Ensure adherence to RBI guidelines and NBFC-specific regulations, including fair lending practices.

Portfolio Monitoring:

Track borrower performance, flag early warning signals, and manage delinquency cases.

Skills & Competencies

Strong analytical and financial evaluation skills. Knowledge of NBFC products (personal loans, MSME loans, vehicle loans, etc.). Familiarity with credit bureau reports (CIBIL, Experian). Excellent communication and negotiation skills for customer handling. Ethical judgment and strong compliance orientation.

Educational & Professional Background

Graduate degree (Commerce/Finance preferred). Proficiency in

Tamil and Telugu

(mandatory). Minimum

1 year of experience

in credit appraisal/loan processing within NBFC or banking sector.
Job Type: Full-time

Pay: From ?15,000.00 per month

Benefits:

Provident Fund
Education:

Bachelor's (Preferred)
Experience:

Credit : 1 year (Required)
Language:

Tamil & Teluge (Required)
Work Location: In person