Job Description

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Position: Credit Officer
L&T is a major technology, engineering, construction, manufacturing and financial services conglomerate, with global operations. The Company addresses critical needs in key sectors Hydrocarbon, Infrastructure, Power, Process Industries and Defense - for customers in over 30 countries around the world. We combine a proven track record and professional skills, woven together with a culture of trust & caring. Consistently rated among the best employers in the country, L&T offers unmatched leadership opportunities & growth. Our approach is built on empowering employees to take on challenging assignments and explore their potential.
Desired profile

• Qualification: CA/ MBA preferably in Finance
• Location: Bandra Kurla Complex, Mumbai
• Experience: 3 to 5 years of relevant experience

• Preferred Candidates from Banking /NBFCs /Fintech/Rating Agencies/Credit Analytics
• Email to:

• Pre-screening of all the documents as per lender checklist
• Maintain list of pending cases and follow up with business team regularly
• Preparation of CAM as per template for Trust Seal and lender pre-screening
• Maintaining overall TAT and quality
• Review of credit verification reports
• Tracking and representing cases to the lenders post pre-screening
• Tracking and Monitoring of Verification reports and analyzing credit risks and suggesting risk mitigants.
• Follow-up with agencies, Guide Business team etc. for completion of documentation and Credit check analysis
• Co-ordination with Fintech Partners and other agencies as part of Credit check analysis

• Ability to review credit parameters of client through financial documents (bank statement/GST/ITR analysis) and carry out independent assessment on credit quality and risk profile.
• Experience in CAM preparation for Credit Analysis
• Good communication and presentation skills
• Strong analytical skills and should be able to demonstrate sound judgement.
• Strong Excel Skills