Identify and acquire eligible women borrowers for group loan products.
Conduct field visits to villages/urban areas to source prospects.
Form Joint Liability Groups (JLGs) as per company guidelines.
Explain loan features, repayment structure, and responsibilities to groups.
2. Credit Assessment & Verification
Conduct household and business verification of applicants.
Evaluate income, cash flows, credit eligibility, and repayment capacity.
Check applicant stability, references, and existing liabilities.
Verify KYC documents and ensure compliance with company and RBI norms.
3. Loan Processing & Documentation
Complete application forms, KYC, and necessary loan documents.
Upload/submit customer documents accurately for credit approval.
Ensure all documentation is complete before disbursement.
4. Portfolio Management
Support in disbursement coordination.
Ensure 0% errors in credit appraisal and loan approval processes.
Monitor loan repayments and identify overdue cases.
Assist with follow-ups for late payments and NPA control.
5. Relationship Management
Maintain strong relationships with group members and centers.
Educate customers on financial discipline and repayment schedules.
Conduct center meetings and financial literacy activities.
6. Compliance & Reporting
Ensure all operations follow internal policies and regulatory guidelines.
Maintain accurate daily reports on sourcing, verification, and collection.
Support audit teams and provide required documentation.
Job Type: Full-time
Pay: ₹13,659.39 - ₹26,034.21 per month
Benefits:
Health insurance
Provident Fund
Work Location: In person
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