Credit Officer Group Loans Sales

Year    Addanki, AP, IN, India

Job Description

1. Customer Acquisition & Group Formation



Identify and acquire eligible women borrowers for group loan products. Conduct field visits to villages/urban areas to source prospects. Form Joint Liability Groups (JLGs) as per company guidelines. Explain loan features, repayment structure, and responsibilities to groups.

2. Credit Assessment & Verification



Conduct household and business verification of applicants. Evaluate income, cash flows, credit eligibility, and repayment capacity. Check applicant stability, references, and existing liabilities. Verify KYC documents and ensure compliance with company and RBI norms.

3. Loan Processing & Documentation



Complete application forms, KYC, and necessary loan documents. Upload/submit customer documents accurately for credit approval. Ensure all documentation is complete before disbursement.

4. Portfolio Management



Support in disbursement coordination. Ensure 0% errors in credit appraisal and loan approval processes. Monitor loan repayments and identify overdue cases. Assist with follow-ups for late payments and NPA control.

5. Relationship Management



Maintain strong relationships with group members and centers. Educate customers on financial discipline and repayment schedules. Conduct center meetings and financial literacy activities.

6. Compliance & Reporting



Ensure all operations follow internal policies and regulatory guidelines. Maintain accurate daily reports on sourcing, verification, and collection. Support audit teams and provide required documentation.
Job Type: Full-time

Pay: ₹13,659.39 - ₹26,034.21 per month

Benefits:

Health insurance Provident Fund
Work Location: In person

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Job Detail

  • Job Id
    JD4715714
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Addanki, AP, IN, India
  • Education
    Not mentioned
  • Experience
    Year