Job Description

Role: Lead - Retail Credit and Operations (Electric Vehicles)

cKers Finance (pronounced \'seekers\') is an innovative sustainability finance company focused on offering specialized debt products for Energy and Resource Sustainability initiatives, including rooftop solar and electric vehicles.

cKers is looking for a finance specialist who is also tech-savvy to help conceptualize and build end-to-end retail lending products targeting electric vehicle buyers.

The candidate should have experience in creating digital journeys for a consumer-product; and have an interest in rapidly growing spaces around renewable energy, electric vehicles, and SME financing. The candidate must have a \'creative\' and \'learning-driven\' approach to creating new products in segments that we cater to.

About cKers :

cKers Finance (www.cKersFinance.in) aims to drive innovation in debt financing in areas related to Energy and Resource Sustainability. It invests in assets that will provide a higher return than what the market anticipates on a risk-adjusted basis. It has been launched by Kinetics and IIM Ahmedabad\'s Centre for Innovation Incubation and Entrepreneurship along with Infuse Ventures. It is also backed by the California Clean Energy Fund (CalCEF) and has partnered with the US International Development Finance Corporation (DFC) to grow the sustainable energy space in India.-

Position deliverables

The role envisages the following:

- Define the product and processes to enable lending to Small Commercial Vehicle first time owners and fleet owners

- Driving the sales training, credit appraisal, decisioning, disbursement, loan operations, loan monitoring, vehicle monitoring, audit, and compliance

- Setting up program parameters across different product and partner program

- Source and manage field investigation and audit agencies and electronic verification providers

- Managing portfolio risk across partners, OEMs, cities, and product segments.

- Leveraging technology and OEM partnerships to develop market-leading credit risk monitoring models

- Support city rollout and partner onboarding and collection best practice development

- Developing and managing the credit and operations team

About you

1. You are a proactive and independent person and are looking to take on independent responsibility

2. You are good with numbers, have an analytical bent of mind, and are curious by nature

3. You can work as an independent contributor with little/ no support

4. You are looking to join a young firm and believe in our mission (The mission of the company is to be an innovative market maker debt financing venture dedicated to financing sustainable energy in India and catalyzing the industry towards scale.)

You must have

- An MBA/ CA with 7-10 years of experience

- Done vehicle loan credit and policy for an NBFC for at least 5 years

- Hands-on and good interpersonal skills, with an outgoing attitude

- Attention to detail and accuracy

It would be nice if you had:

- Preference for small commercial vehicle finance or used heavy commercial vehicle finance

- Experience in setting up loan systems and processes from scratch.

Location

Base: New Delhi, India

Willingness to travel to engage the market

If you are interested, please write to us with a resume and also include a note on why you fit the profile.

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