Job Description

Evaluate and appraise

Home Loan / LAP

credit proposals as per policy and risk parameters. Conduct detailed financial, business, and personal profile analysis of applicants. Assess repayment capacity, verify property documentation, and ensure compliance with legal and regulatory norms. Coordinate with sales, legal, and technical teams for accurate risk evaluation. Maintain

portfolio quality

by ensuring timely approvals and monitoring of credit limits. Recommend deviations, if any, with adequate justification and manage exceptions within policy framework. Ensure

TAT adherence

and efficient processing of loan proposals. Support audit and risk review processes with proper documentation and control.

Candidate Profile:

Experience:

Minimum 3 years in

Mortgage / Home Loan / LAP credit management

.

Education:

Graduate / Post-Graduate (preferably in Finance, Commerce, or related fields)..

Technical Knowledge:

Strong understanding of credit analysis, income assessment, and property evaluation.

Soft Skills:

Excellent analytical, communication, and decision-making abilities.

Preferred Location Experience:

Candidates from or willing to work in

Sambalpur / Balangir

region.
Job Type: Full-time

Pay: Up to ₹850,000.00 per year

Benefits:

Provident Fund
Application Question(s):

Are you local to the location? Do you have relevant years of experience?
Education:

Bachelor's (Preferred)
Experience:

Mortgage / Home Loan / LAP credit: 3 years (Preferred)
Work Location: In person