Job Description

Credit Manager position for LAP product for your reference. Age- with in 35 Years only. About Credit Saison A Neo-Lending Conglomerate here to enable India\'s credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India\'s credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of Individuals, SMEs, FinTech\'s, and NBFCs. Credit Saison India (\'CS India\'), having been founded in 2018, operates under the registered name Kisetsu Saison Finance India Private Limited as an MNC subsidiary of its parent company - Credit SaisonCo. Ltd in Japan. Across our various business verticals like Wholesale Financing, Co-origination Financing, Consumer Financing, and SME Financing we look towards reaching resilient Assets Under Management (\'AUM\') of US1bn in record time. More about us on https://www.creditsaison.in Roles and Responsibilities: Performing assessment duties within the defined risk philosophy of the company Credit appraisal of loan applications within the defined policy guidelines and accordingly take decision or recommend for approval to higher authorities Ensuring due diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loans Interact with customers and co-lending partners to regularly monitor delinquencies and early warning triggers Work closely and collaborate with the teams of Business development, Tech, Product and Operations & support on offering innovative products Working in sync with the data analytics team to proactively contribute towards real time calibration of credit policies Delivering quality portfolio along within defined TAT and extending support for collection activities whenever required Promoting the culture of team work within the team Monitoring and ownership of a complete product portfolio amongst different products/partnerships we may work with. Monthly analysis of parameters like customer base, industry/ segment profile , loan average ticket size and tenure; if are within the decided norms Keep a close eye on market and economic developments relevant for our business and share the learnings within the team Active participation in special projects that may be assigned from time to time ensuring continuous improvement of the portfolio quality and underwriting process

foundit