Credit Manager Corporate Department

Year    TN, IN, India

Job Description

Qualification: Bachelor's/Master's Degree in Finance, Commerce, or related field (MBA/CA/ICWA preferred)

Should have 3-5 years of experience in credit analysis, banking, or financial advisory.

Strong understanding of financial statements and lending processes. Excellent communication and coordination skills

Assist in analysing credit proposals of mid-corporate and SME clients.

Review borrower profiles, financial statements, and banking arrangements. Identify the client's funding requirements and structure appropriate financial solutions. Coordinate with internal teams to ensure completeness and accuracy of credit proposal submissions. Prepare detailed financial documents such as: Cash Flow Statements and Projections Cash Budgets CMA Data (Credit Monitoring Arrangement) Information Memorandum and Project Reports understanding. Support in preparing Bank Process Notes and Credit Summaries for internal and external presentations. Assist in understanding sanction terms and credit conditions from lenders. Coordinate for preparation and execution of Sanction Documents. Ensure all pre-sanction and post-sanction documentation is completed within timelines. Maintain systematic records of all credit files and documents. Provide regular updates to the senior credit manager or management on proposal progress. Prepare periodic MIS reports on proposal status, disbursements, and client updates. Interact with clients to gather required financial and business information. Explain documentation and process requirements clearly to clients. Maintain confidentiality and accuracy of client financial data. Maintain Relationship with clients for smooth execution of transaction
Job Types: Full-time, Permanent

Pay: ₹500,000.00 - ₹700,000.00 per year

Benefits:

Health insurance Provident Fund
Application Question(s):

Are you ready to work in T.Nagar, Chennai?
Experience:

Credit analysis: 3 years (Preferred)
Work Location: In person

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Job Detail

  • Job Id
    JD4729410
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    TN, IN, India
  • Education
    Not mentioned
  • Experience
    Year