Credit Executive Housing Loan

Year    TN, IN, India

Job Description

Job Title:

Credit Executive

Experience:

1 - 3 years

Salary:

Based on industry standards

Location:

[Insert Location]

Job Summary



We are seeking a motivated and detail-oriented

Credit Executive

to join our team. The role involves evaluating loan applications, verifying customer documents, assessing creditworthiness, and ensuring adherence to company policies and compliance guidelines.

Key Responsibilities



Collect, verify, and validate customer documents for loan processing. Conduct credit checks, CIBIL analysis, and background verification. Assess applicants' financial information and repayment capability. Coordinate with sales and operations teams for smooth loan disbursement. Ensure compliance with internal policies and regulatory requirements. Maintain accurate records of customer applications and credit approvals. Assist in recovery follow-up when necessary. Prepare credit reports and submit them to the Credit Manager/Head for approval.

Qualifications & Skills



Graduate in Commerce/Finance/Business Administration or related field. 1-3 years of experience in credit appraisal/loan processing (preferably in NBFCs, Banks, or Housing Finance companies). Strong knowledge of credit policies, loan documentation, and compliance. Good communication and interpersonal skills. Proficiency in MS Office (Excel, Word). Attention to detail with strong analytical and problem-solving skills.
Job Type: Full-time

Pay: ₹15,000.00 - ₹25,000.00 per month

Work Location: In person

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Job Detail

  • Job Id
    JD4269130
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    TN, IN, India
  • Education
    Not mentioned
  • Experience
    Year