Credit And Dispatch Representative

Year    TN, IN, India

Job Description

Experience : Fresher

Location : Chennai

Preferred Qualification : BCom, Bsc or any Bachelors Degree

Roles & Responsiblities

Credit & Dispatch Manager - Roles and Responsibilities



1. Credit Management Responsibilities



Develop and implement credit policies, ensuring alignment with company objectives. Evaluate and approve credit applications based on financial analysis, payment history, and risk profile. Define customer credit limits and payment terms in line with business and risk appetite. Monitor outstanding receivables, track overdue accounts, and ensure timely collections. Negotiate repayment plans or escalate accounts to legal for recovery where needed. Prepare and present credit risk reports, including DSO, overdue percentage, and bad debt ratio. Collaborate with sales and finance teams to balance credit risk and business growth.

2. Dispatch & Logistics Responsibilities



Coordinate with sales, warehouse, and logistics teams for timely dispatch of goods. Verify that dispatches are aligned with approved credit limits and payment status. Ensure accurate documentation for each dispatch (invoices, delivery challans, e-way bills, etc.). Monitor and track shipments to ensure on-time delivery to customers. Resolve dispatch-related issues such as delays, shortages, or damages. Optimize dispatch planning to reduce logistics costs and improve efficiency. Maintain strong coordination between credit control and dispatch to prevent releasing goods to high-risk/overdue customers.

3. Risk & Compliance



Ensure dispatches are blocked/held for customers exceeding credit limits or defaulting. Enforce company policies to prevent financial and operational risks. Ensure compliance with taxation, invoicing, and statutory requirements in dispatch operations.

4. Team & Stakeholder Coordination



Supervise and train credit control and dispatch teams. Act as a liaison between sales, finance, warehouse, and logistics for smooth order-to-cash cycle. Provide clear reporting to senior management on credit exposure, collections, and dispatch performance.
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Summary:


A

Credit & Dispatch Manager

safeguards the company's financial interests by controlling credit risk

and

ensures smooth customer service by coordinating timely, accurate, and compliant dispatch of goods.

Job Type: Full-time

Expected Start Date: 06/10/2025

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Job Detail

  • Job Id
    JD4349445
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    TN, IN, India
  • Education
    Not mentioned
  • Experience
    Year