Job Description

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What is K-CAP
It is a stepping-stone into a coveted career in Credit business. You will build depth in one area as well as get a 360-degree view of the Credit function.
What roles can I do as a K-CAP

• Preparation of Credit Appraisal notes for Large Corporates/MNCs/ SME clients
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtaining information for preparation of Credit Notes
• Monitor the accounts based on the terms stipulated by Sanctioning Authority
• Prepare Monthly Monitoring Reports for the portfolio
• Escalate with action plan for non-compliances
• Visit the units and submit inspection reports
• Manage and address any escalations related to risk assessments

Am I eligible for K-CAP? YES, if,
You have a passion for credit analysis
You are a 2020-2021 batch pass out of CA / Tier II MBA College / MSC / MCom
Logical thinking and data interpretation e.g ability to comprehend trends like inflation impact on interest rates / fx
Basic accounting and financial statement understanding
Good verbal, written communication & presentation skills
Which location will I be placed in
All roles are based out of Mumbai, Bangalore, Chennai, Hyderabad, Ahmedabad, Delhi, Jaipur, Chandigarh, Ludhiana, Kolkata, Indore, Rajkot, Pune and Baroda
How will I be trained?
Thorough training in credit analysis
Job shadowing with senior credit analyst
How will K-CAP help build my career?
Become an expert in your role
Rotate within Credit business
Branch out into RM roles in Corporate, Wealth, Consumer or Commercial Banking
Roles in the Kotak Group like in KMIL, Investment Banking & etc.
What are the rewards?
Compensation at par with best in Industry
How do I apply?