Job Description

Credit Analyst-Finance-Surat-30k
Role Summary:
We're hiring a Credit Analyst to evaluate corporate borrowers, prepare CMA reports & credit proposals, and liaise with banks & external consultants for corporate loan processing.
Key Responsibilities: * Customer Profile & Documentation

• Develop detailed customer profiles, review financial documents, and assess funding requirements to ensure thorough understanding of clients' financial positions.
• Reporting & Proposals

• Prepare comprehensive project reports, CMA reports, and well-structured credit proposals for submission to bank managers.
• Bank Coordination

• Actively follow up on proposals, conduct visits to banks for credit appraisals and inspections, and facilitate effective communication between clients and financial institutions.
• External Consultant Coordination

• Liaise with TEV consultants and external rating agencies on behalf of clients to gather critical evaluations and assessments.
• Client & Document Follow-up

• Proactively follow up with clients to obtain required documentation, and coordinate banker visits to client premises for smooth processing of credit applications.
• Stock Statements & Queries

• Prepare accurate stock statements and promptly address any inquiries or concerns from clients and banks.
• Legal & Technical Follow-up

• Work closely with legal and technical teams to ensure client requirements are met in a timely and efficient manner.
• Sanction & Reporting

• Manage both pre and post-sanction requirements and submit regular progress reports to senior management to keep them informed of key developments.

Skills & Qualifications:

• Strong expertise in credit analysis and financial documentation.
• Excellent communication and interpersonal coordination abilities.
• Proficiency in MS Office and relevant credit analysis tools.

Skills Required