Job Description

We are a fast-growing fintech startup headquartered in Bengaluru. We specialize in

Supply Chain Financing

,

SME Lending

, and offer seamless

ERP-integrated digital invoicing & collection solutions

. Our mission is to empower small and medium enterprises with smarter access to capital through data-driven lending.

Who We're Looking For:

We are hiring a

Credit Data Analyst

with

3+ years of experience in SME Lending

, particularly in

Supply Chain Finance, Dealer Finance, or Vendor Finance

. You should have hands-on experience evaluating business creditworthiness using financial & transactional data and collaborating with lenders & NBFCs.

Key Responsibilities:

Analyze financial statements, credit reports, and loan applications for SME clients Evaluate creditworthiness using quantitative and qualitative methods Develop & maintain credit scoring models to support lending decisions Match qualified leads with the right lending products and partners Coordinate with lenders, NBFCs, and loan service providers (LSPs) to influence approval outcomes Maintain accurate records in the CRM for all credit assessments Ensure compliance with internal credit policies and RBI regulations Educate clients on lending options, processes, and requirements Prepare comprehensive credit assessment reports and risk recommendations Stay updated on industry trends and product knowledge to provide better financial advice

Required Qualifications:

Bachelor's degree in Finance, Economics, Statistics, or related field Minimum 2+ years of experience in

Credit Analysis within Business Lending or Financial Services

Strong understanding of

credit risk assessment

,

loan processing

, and

SME finance products

Familiarity with supply chain finance models and partner networks Proficiency in using CRM tools and working with lenders Excellent communication and stakeholder management skills

Preferred:

? Experience in lending to SMEs, vendors, or dealers
? Knowledge of financial products in NBFCs, banks, and B2B lending platforms
? Retired banking professionals with relevant credit evaluation experience are welcome

Why Join Us?

High-impact role in a fast-growing fintech startup Opportunity to work closely with leadership & lending partners Work on real problems in SME lending and financial inclusion Performance-based growth opportunities

Note:

Candidates with experience

only in BPO/KPO roles or unrelated credit operations

will not be considered. This role specifically demands prior experience in

business lending and credit evaluation for SMEs

.

Job Types: Full-time, Permanent

Pay: ?1,500,000.00 - ?1,600,000.00 per year

Benefits:

Cell phone reimbursement Food provided Health insurance Internet reimbursement Life insurance Paid sick time Paid time off Provident Fund
Application Question(s):

How many years of experience do you have in credit analysis specifically in business lending (SME Lending / Supply Chain Finance / Dealer or Vendor Finance)? What is your current location? Are you currently serving the Notice Period? What is your last working day? Have you worked with banks, NBFCs, or fintechs in evaluating creditworthiness of SME clients? What is your Current CTC? What is your Expected CTC?
Work Location: In person