Job Description

Credit Analyst

Looking For M.Com/CA inter/CMA/CA with good Knowledge of Project Loan, Tally & Excel.

Job Responsibilities:

Gathers and analyzes loan applicants' financial data to evaluate risk.

Assesses creditworthiness of individuals, companies, and institutions.

Collaborates with other financial experts to approve or deny loans.

Makes recommendations about whether to increase, adjust, extend, or close lines of credit.

Undertakes risk analysis using regional, sector-specific, environmental, and other financial data.

Prepares and presents credit reports.

Completes quality assurance reviews.

Monitors and adheres to collateral compliance covenants.

Ensures that all loans are made in adherence with federal, state, and local financial regulations.

Analyzes data to verify information and uncover fraud.

Helps to update and improve credit rating criteria.

Authors documents on credit risk and related financial matters.

Communicates credit decisions and policies to fellow employees and credit applicants.

Oversees or undertakes document preparation.

Credit Analyst Qualifications/Skills:

Knowledge of commercial credit products, Construction Finance/Loan, Market trends, and/or loan procedures

Attention to detail

Analytical and critical thinking skills

Quantitative skills

Strong time management and multitasking skills

Strong communication skills

Project management

Ability to research financial topics and present accessible reports on that research to colleagues with differing areas of expertise

Adept at high-stakes decision making and negotiation

Strong interpersonal and customer service skills, including the ability to form and maintain client and business relationships

Business acumen

Discretion and a dedication to protecting the financial privacy of clients, business partners, and employer

Education, Experience & Licensing Requirements:

Bachelor's degree in business, accounting, economics, or finance, master's degree a plus

Experience using spreadsheet software

Basic understanding of accounting, statistics, and economics

Previous experience as a credit analyst or loan officer preferred

Job Types: Full-time, Permanent

Pay: ?300,000.00 - ?480,000.00 per year

Experience:

Credit analysis: 2 years (Preferred)
Work Location: In person