Job Description

Job Summary

We are seeking a highly motivated and detail-oriented

Credit Analyst

with experience in

financial modeling and fundraising

for real estate projects. The candidate will play a key role in supporting project financing efforts, preparing detailed financial models, analyzing project viability, and coordinating with financial institutions and investors for funding proposals.

Key Responsibilities

Financial Modeling

: Develop and maintain detailed Excel-based financial models for real estate projects, including projections for revenue, costs, cash flows, IRR, and ROI.

Credit Analysis

: Analyze creditworthiness of the company and its projects, including financial ratios, debt servicing capacity, and risk assessment.

Fundraising Support

: Prepare information memorandums (IMs), investor pitch decks, project teasers, and loan proposals for banks, NBFCs, and private investors.

Liaison with Lenders

: Coordinate with banks, NBFCs, rating agencies, and investment partners to support due diligence, documentation, and disbursements.

Project Evaluation

: Conduct feasibility analysis and sensitivity testing on real estate projects to support decision-making for new launches or acquisitions.

Market Research

: Track industry trends, benchmark financing structures, and stay updated on lending terms and real estate sector funding activity.

MIS & Reporting

: Prepare regular reports and dashboards on fundraising status, project financials, and loan covenants compliance.

Requirements

Bachelor's or Master's degree in Finance, Accounting, Economics, or related field (CA/MBA Finance preferred). 3 to 5 years of relevant experience in financial modeling, project finance, or credit analysis, preferably in the

real estate or infrastructure sector

. Strong command of

Excel

, financial statements, and project finance concepts. Experience with debt/equity fundraising documentation is a plus. Excellent analytical, communication, and presentation skills. Ability to work independently and manage multiple tasks in a fast-paced environment.
Job Type: Full-time

Benefits:

Health insurance Provident Fund
Work Location: In person