Job Description

Job Summary

• Quick turnaround on NTB and new deal proposals.
• BCA Quality to be ensured. Overdue BCAs to be maintained within 5% threshold, All CARTs and compliances to be closed within due dates.
• Full adherence to Credit Admin Framework and all related aspects. Fully adopt Early Warning System to strengthen risk monitoring.
• Audit quality to be ensured.
• Detailed analysis of the company financials, bank statement and other risk associated with the lending. Ensure compliance of risk triggers, stock audits and variance compliance within due date

Responsibilities

• Proposal login and approval TAT to be minimised and quality to be ensured.
• No of Credit reverts to be kept to a minimum, no more than 1 referback per BCA. Portfolio Control. Downgrade to GSAM

90 days in EAR to be Nil. Audit \xe2\x80\x93 Overall grade satisfactory. 100% commitment to code of conduct. * Timely completion of mandatory e-learnings. Effective usage of Early Warning System, Account churn analysis, and other tools deployed from time to time. Regular monitoring of account conduct and ensuring compliance of sanction terms.

Regulatory & Business Conduct

• Display exemplary conduct and live by the

. * Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

• Lead to achieve the outcomes set out in the Bank\xe2\x80\x99s Conduct Principles
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• RM. Credit.

Role Specific Technical Competencies

• Financial Record Keeping
• Accounting
• Financial Analysis
• Effective Communications
• MS Office Skills
• Credit Analysis
• Ratio Analysis
• Deal Structuring
• Risk Identification and Mitigation
• Customer Delight
• Policy and Compliance

Qualifications

• Holding a degree with finance specialisation would be preferred.
• CA, CFA, MBA or equivalent qualification
• Relevant working experience in the field of credit analysis

About Standard Chartered

We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
• Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

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