Credit Analyst Job Responsibilities:
Calls and Gathers and analyzes loan applicants' financial data to evaluate risk.
Assesses creditworthiness of individuals, companies, and institutions.
Collaborates with other financial experts to approve or deny loans.
Makes recommendations about whether to increase, adjust, extend, or close lines of credit.
Analyzes data to verify information and uncover fraud.
Authors SOP documents
Communicates credit decisions and policies to fellow employees and credit applicants.
Attention to detail
Analytical and critical thinking skills
Quantitative skills
Strong time management and multitasking skills
Strong communication skills
Project management
Ability to research financial topics and present accessible reports on that research to colleagues with differing areas of expertise
Adept at high-stakes decision making and negotiation
Strong interpersonal and customer service skills, including the ability to form and maintain client and business relationships
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