Job Description

JP Morgan & Chase Co. - Credit Risk Associate - Corporates - MBA / CA About Commercial Banking Risk India: The Commercial Banking Risk India is part of the Credit Risk function for Commercial Bank at J.P. Morgan. Role: Associate for conducting a thorough credit analysis of corporate clients in Underwriting Center team in Commercial Banking division - North America Location: Bangalore Job Responsibilities: Independently prepare credit risk analysis reports on assigned clients (business & financial analysis and focusing on credit issues) - for middle market clients (clients with exposure less than $5MM). Recommend rating grades based on analysis for the clients. Quality check work delivery for junior analysts in the team. Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments, firm\'s credit related policies, etc. Develop and maintain open communication channels with Underwriters and Bankers. Independently handle all calls/rating discussions with Underwriters and Credit Executives. Build strong knowledge of credit analysis for clients. Stakeholder management - Build strong relationships and maintain open communication channels with Credit Officers and Credit Executives Required Qualifications, capabilities and skills : MBAs (with Finance specialization) / CAs 3-5 years of experience in credit risk. Excellent academic record experience in credit risk Strong grasp of corporate finance concepts and their application Understanding of the financial statements, including ratio analysis, cash flow analysis, and basic accounting standards Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies Strong communication skills - both oral and written ability to effectively present analysis and interact with global credit bankers Deadline orientation close attention to detail and accuracy. Proficient in the use of MS Word, Excel and Power Point Ability to work proactively & independently as well as in a team environment. Strong interpersonal skills, ability to build positive relationships with Underwriters and Relationship Managers

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