Job Description

About the Role

1-3 years of experience in all or multiple combination of the following:

Spread Financial statements of private as well as public limited companies of different industries in credit application utilized for traditional asset-based lending, specialized senior secured financing, Accounts receivable financing and purchase order financing to companies and make relevant adjustments in cash flow and various ratio calculations to reflect true financial status of the customers

Responsibilities
Includes end to end responsibility of request received from clients includes financial spreading in MRA tool, analyzing financial statements, identification of trend and provide financial commentaries on cause and effect on identified trend as per business requirement
Prepare projected financial statements as per relationship managers requirement
Complete Pro forma adjustments based on the projected financial information as per requirement
Should be able to interpret and spread financials of different companies belong to different division as per business requirement at any given day
Strong knowledge on accounting and finance, Industry analysis, Internal and external risk factors of the borrower and more importantly a superior business writing and good communication skills.
Assessing the repayment capacity of the highly leveraged Borrowers.
Should be able to handle subjectivity as per requirement
Should be flexible in switching roles in between Processors/DSO/QC at any point of time during the day/months as per business requirement
Should be able to do quality check of the work done by other team members as per business requirement
Facilitates communication to resolve problems and advance strategies.
Take up the lead analyst role in the process as per requirement
Make a significant contribution toward achieving team goals through knowledge and skills.
Lead or champion efforts to increase productivity and goal accomplishment.
Act as a coach or mentor to facilitate learning from experience.

Essential Qualifications
MBA Finance (mandatory) and Bachelor's Degree (Commerce), equivalent

Should have an experience in assessing credit worthiness of the borrowers based on qualitative and quantitative factors
Strong knowledge of preparation and analysis of projected and Proforma based financial statements
Strong knowledge on GAAP Accounting / International Financial Reporting Standards
Sound knowledge of ratio analysis, cash flow, and trend analysis
Should have experience of Financial spreading across all the Industries
Good knowledge on Moody's Risk Analytics (MRA) (added advantage)
Ability to read & analyze financial statements.
Should be able to handle subjectivity in the financial analysis and substantiate with reasons
Excellent knowledge of MS office application
Strong analytical skills.
Excellent communication skills
Should be flexible to stretch as per business requirement

Desired Qualifications
Stakeholders/Client management
Able to multi-task to accomplish tasks effectively.
Strong analytic skill, Quick Learner & Attention to detail
Ability to work quickly & accurately while maintaining acceptable standards of workmanship
Ability to recognize and escalate to management for any process breaches
Highly motivated with strong organizational
Flexibility to work in different shifts
Ability to succeed in a team environment
Education: MBA/ PGDMr r r r r r r Any Graduate
Industry: Financial Services/Stockbroking, Banking

Skills Required