is a Non-Banking Financial Company (NBFC) specializing in vehicle finance, particularly for two- and three-wheelers. Incorporated in 1994, KAFL is a wholly-owned subsidiary of
Atul Auto Limited (AAL)
-- a leading three-wheeler manufacturer. With its corporate office in
Rajkot, Gujarat
, KAFL operates as the captive financing arm for Atul Auto Ltd. The company is registered with the
Reserve Bank of India (RBI)
since 1999 and has a strong presence with over 100 branches across 14 states, especially in Gujarat and Bihar.
Job Responsibilities:
Responsible for recovery and collection of overdue vehicle loan EMIs.
Visit customers to remind and collect pending dues.
Maintain daily follow-up records and report collection status to the branch head.
Coordinate with the credit and accounts department for collection updates.
Handle customer queries and ensure satisfactory resolution.
Achieve monthly and quarterly collection targets.
Ensure compliance with company collection and recovery policies.
Key Skills Required:
Good communication and negotiation skills.
Strong field collection and customer handling ability.
Basic knowledge of finance and recovery processes.
Familiar with the local area and routes.
Two-wheeler with valid driving license (mandatory).
Qualification & Experience:
Minimum 12th Pass / Graduate in any stream.
1-3 years of experience in loan collection (vehicle finance preferred).
Job Type: Full-time
Pay: ₹13,000.00 - ₹17,000.00 per month
Benefits:
Health insurance
Paid sick time
Paid time off
Provident Fund
Work Location: In person
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