Job Description

The

Chartered Accountant with Financial Planning Expertise

will serve as a primary financial advisor, responsible for managing all aspects of a client's financial life. This includes statutory financial compliance (accounting, auditing, and tax), as well as developing, implementing, and monitoring comprehensive financial plans to achieve specific short-term and long-term financial objectives. The ideal candidate will combine their rigorous accounting background with strategic financial advisory skills.

Key Responsibilities

Core Accounting and Compliance

Financial Reporting & Analysis:

Prepare and examine financial statements, ensuring accuracy and compliance with relevant accounting standards (e.g., IFRS/GAAP) and statutory requirements.

Tax Planning and Compliance:

Oversee all tax matters, including computing taxes owed, preparing and filing income tax returns (ITR), managing tax audits, and developing legal, tax-efficient strategies to minimize tax liabilities for individuals and businesses.

Auditing and Assurance:

Conduct internal or external financial audits to ensure proper financial management, identify control weaknesses, and provide reports and recommendations to management or clients.

Bookkeeping and Record Maintenance:

Supervise and maintain accurate financial records, general ledger, and accounting systems.
Comprehensive Financial Planning

Client Financial Assessment:

Conduct in-depth financial assessments to understand clients' current financial status, risk tolerance, and specific financial goals (e.g., retirement, education, business expansion).

Financial Plan Development:

Develop and present customized, comprehensive financial plans encompassing all aspects of financial well-being:

Investment Strategy:

Provide advisory on asset allocation, portfolio management, selection of investment instruments (equities, mutual funds, bonds, etc.), and ongoing portfolio monitoring.

Retirement Planning:

Estimate future needs, identify appropriate retirement savings vehicles, and ensure sufficient corpus accumulation.

Cash Flow and Budget Management:

Help clients create personal or corporate budgets, manage cash flow effectively, and develop debt reduction strategies.

Risk Management and Insurance:

Assess financial risks and recommend suitable life, health, property, and business insurance coverage.

Estate and Succession Planning:

Advise on wealth transfer, including drafting wills, trust structures, and tax-efficient succession strategies to protect and transfer assets.

Strategic Advisory:

Provide ongoing guidance to clients, adapting financial plans to changing life events, market conditions, economic shifts, and regulatory changes.

Financial Forecasting and Modeling:

Create financial models and projections to forecast future financial performance and evaluate the financial viability of strategic decisions and investment opportunities.
Qualifications and Skills

Required Qualifications

Chartered Accountant (CA) Designation:

Must hold a valid and current professional designation (e.g., ICAEW, CPA, CA India, etc.).

Experience:

Proven experience (X years minimum) in public accounting, corporate finance, or a financial advisory role, with demonstrated involvement in financial planning/wealth management.
Key Skills and Competencies

Category Essential Skills Technical Expertise Strategic Financial Planning, Tax Law and Optimization, Investment Advisory, Financial Analysis & Modeling, Accounting Standards (IFRS/GAAP), Risk Management. Analytical & Problem-Solving

Ability to interpret complex financial data, identify trends, foresee potential financial risks, and develop creative, practical solutions.

Communication & Interpersonal

Exceptional verbal and written communication skills to clearly explain complex financial concepts to non-financial clients and build long-term trust and rapport.

Integrity & Ethics

Unwavering commitment to professional ethics, confidentiality, and fiduciary responsibility in all advisory capacities.

Software Proficiency

Advanced proficiency with accounting software (e.g., SAP, Tally, QuickBooks) and financial planning/analysis tools (e.g., MS Excel, financial modeling software).

Adaptability

Commitment to continuous professional development to stay current with evolving tax laws, financial regulations, and market trends.

Job Type: Full-time

Pay: ₹30,000.00 - ₹50,000.00 per month

Work Location: In person