Job Description

:

About the Employer

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.4 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small business, commercial banking, financial transaction processing, and asset management. JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world's most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Information about JPMorgan Chase & Co. is available at .

Global Finance & Business Management ("GF&BM") India is a combined LOB-aligned (Line of Business-aligned) finance & business support team located in India and is part of JPMorgan's global capability center (GCC). We are part of the Office of the CFO (OCFO) organization within JPMorgan, which has 13000+ people across the globe, majority of whom are tasked with managing the firm's Finance function, responsible for reporting quarterly earnings and complying with regulatory requirements along with managing the firm's capital.

GF&BM India was established in September 2002 and currently we have a network of more than 3400+ professionals based out of our Mumbai, Bengaluru and Hyderabad offices who support four main "pillars" of work - Controllers, Planning & Analysis, Finance Operations and Business Client & Products. The teams in India are aligned to the respective LOBs that they support which include Corporate and Investment Banking (CIB), Commercial Banking (CB), Consumer and Community Banking (CCB), Asset & Wealth Management (AWM) and Corporate/Firmwide functions.

We have a strong culture that embodies the principles that guide us in how we do business across the firm. We strive to create a workplace that values and respects individual viewpoints, while at the same time challenging the status quo to make continuous improvements in our processes.

JPMorgan is an equal opportunity employer and places high value on diversity and inclusion. We recognize that our people are our strength and diversity of thought and practices makes us more successful.

The current opening is within the Home Lending - Pricing in Bangalore which forms part of the CCB F&BM INDIA LOB within GF&BM India.

About the Team

Role Name : Pricing - Analyst (502)

Team : Home Lending Pricing - India Team

Reports to : Local Lead : Tushar Panchal

The Home Lending (HL) Production Planning & Analysis group supports the HL Chief Financial Officer and the Consumer and Community Bank (CCB) Planning & Analysis organization and Production Business Finance Teams. The group partners with senior Finance leaders and their teams across the HL business and serves as an analytical and reporting resource to help leaders understand and manage all financial aspects of the business.

As a pricing analyst you conduct price optimization analysis for the loans and referencing pricing impact analysis. You provide robust pricing analysis and recommendation to global pricing team and senior management and maintain the strategic pricings foundation/ insights house. You have complete ownership of deliverables from end to end with a mindset of continuous improvement and share recommendations with manager. Excellent ability to understand and interpret reports with current price/ market movements and its impact on margins and superb communication skills are the key to success in this role. This is an individual contributor role and the candidate will be expected to leverage his experience and expertise to work closely with the wider team to add value to the team and business. Individual should be great team player

About the Role

Primary Responsibilities:

Responsibilities :

• Direct revenue optimization and pricing strategy for Chase originated mortgage loans through the use of fact-based analytics
• Develop pricing strategies that balance financial performance with customer needs and broader JP Morgan Chase goals and commitments
• Communicate pricing and revenue related strategy to senior leadership, financial partners & sales teams
• Routinely collaborate with key business leaders across the organization including Capital Markets, Secondary Marketing, Sales and Fulfillment teams, Risk, Controls & Compliance
• Manage initiatives related to enhancing pricing precision and elasticity analytics
• Lead a team & oversee their career growth and development
• Identify, escalate and mitigate business risks that could impair our ability to do business: e.g. legal, tax, regulatory, capacity issues
• Business representation in respective internal/external working groups
• Understanding about US Treasury, Bonds preferred

Desired Candidate Profile:

• CA/ MBA (Finance) (or similar educational background) with 2+ years of post-qualification relevant experience in banking industry
• Experience in mortgage banking with experience in mortgage pricing, secondary marketing or capital markets preferred
• Strong analytical and problem solving skills with ability to analyze large data sets and present conclusions concisely
• Attention to detail with logical thought process
• Highly motivated self-starter with excellent time management/prioritization skills
• Excellent verbal & written communication skills, frequent communication with senior leadership & diverse function audiences is required
• Able to forge strong internal relationships across a broad range of functions
• Able to both define and deliver to conclusion a strategic agenda across multiple groups

Shift Timing: 1.30 pm to 10.30 pm (IST)

About Us:

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

About the Team:

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.