Job Description

A Business Manager in Lucknow for Personal Loans (PL), Business Loans (BL), Home Loans (HL), and Loan Against Property (LAP) leads regional loan sales operations, manages a team, and drives business growth by sourcing new customers and building strong relationships.
Key Responsibilities

Drive sales performance

for PL, BL, HL, and LAP in assigned Lucknow territory, ensuring monthly and annual disbursement targets are met.

Lead, manage, and train sales team

(including DST/DSA channels) to source leads, convert prospects, and monitor productivity.

Build and maintain relationships

with key customers, referral partners, and channel agents (DSAs, brokers, builders).

Coordinate and oversee loan processing

from lead generation to documentation, approval, and disbursal in collaboration with internal credit, legal, and operations teams.

Monitor business pipeline, market trends, and competitor activities

in Lucknow to identify new opportunities and develop the business.

Prepare and present regular sales MIS/reports

to senior management, ensuring accurate forecasting and compliance.

Handle post-sales activities

, such as monitoring delinquencies and providing customer support.
Required Qualifications and Skills

Graduate or MBA, preferably with 3-6 years' experience in retail lending (PL/BL/HL/LAP) or banking. Proven sales and team management abilities, especially in field sales environments. Strong communication, relationship management, and negotiation skills. Knowledge of product documentation, regulatory guidelines, and secured/unsecured loan processes (DMA/DST/Branch). Proficiency with MS Office and CRM reporting tools.
Employers and Benefits

Banks, NBFCs, and mortgage finance companies in Lucknow, regularly hire for this role. Competitive base salary with attractive performance incentives tied to business targets.
Job Type: Permanent

Pay: ₹400,000.00 - ₹800,000.00 per year

Benefits:

Health insurance Provident Fund
Experience:

Banking: 1 year (Preferred) Loan: 1 year (Required) Field sales: 1 year (Preferred)
Work Location: In person