Job Description

Job Title: Business Loan Sales Executive

Location:

Kandivali

Department:

Sales

Job Type:

Full-time

Experience Required:

0-3 years (MBA Freshers may apply)

Industry:

Banking / Financial Services / NBFC

Gender - Mostly Female / Male

Job Summary:

We are looking for a dynamic and goal-oriented

Business Loan Sales Executive

to join our team. The role involves sourcing and onboarding MSMEs/SMEs/business owners for unsecured and secured business loans, guiding them through the loan process, and achieving assigned sales targets. The ideal candidate should have a good understanding of small business finance and strong relationship-building skills.

Key Responsibilities:

Identify and generate leads

for business loan products through cold calls, field visits, referrals, and networking.

Understand business requirements

and assess loan eligibility based on financial documents and business profile.

Pitch appropriate loan solutions

(secured/unsecured) based on customer needs and risk profile.

Explain loan products

, interest rates, repayment terms, documentation requirements, and application process clearly. Collect necessary documents from clients and ensure proper verification and submission for processing.

Coordinate with credit, risk, and operations teams

for application processing and disbursement. Follow up with prospective clients and ensure timely closure of leads. Maintain and update a daily sales report and lead tracker. Build and maintain strong relationships with MSME clients to ensure repeat business and referrals. Keep up to date with product knowledge, market trends, competitor offerings, and RBI/NBFC regulatory changes.

Key Requirements:

Bachelor's degree in Business, Finance, Commerce, or related field.

1-3 years of experience

in selling business loans, working capital loans, or SME loans (preferred). Strong understanding of MSME/SME customer profiles and business finance basics. Excellent communication, negotiation, and interpersonal skills. Comfortable with

field sales

and meeting business clients face-to-face. Proficient in using CRM software, MS Office, and mobile sales apps. Target-driven and able to work independently or with minimal supervision.
Job Types: Full-time, Permanent, Fresher

Pay: ₹15,000.00 - ₹35,000.00 per month

Benefits:

Health insurance * Provident Fund