Job Description

We are hiring for the Business Executive for Housing Finance Experience (Atleast 6 Months). Position: Business Executive for Housing Finance Salary: \xe2\x82\xb920,000.00 - \xe2\x82\xb928,000.00 per month + Incentives Experience: 1+ Year Experience in Sales Location: Madurai Job Type: Full Time Age : 21 to 32 Roles and responsibilities

• To source open market busines too and achieve the targets assigned
• To be completely aware of the products being offered by the company and understand competition offering and handle customer objections
• Should have a Basic understanding of P&L account,Balance sheet for self employed
• To ensure proper customer profiling on each call / customer visit, to identify and understand his/her needs and accordingly recommend investment and Insurance options
• Relationship building with the Home Loan Executives to which he is mapped and to ensure joint calls with the HLE to ensure maximum attachments of the files being disbursed
• To build a relationship with the customer so that he/ she is able to cross sell other product offerings based on the needs of the customer, thereby managing the entire account of the customer
• To be in sync and work together with the partner representatives.
• Understanding the joint ownership of the customer at the time of servicing etc.
• Evaluate credit worthiness by processing loan applications and documentation within specified limits.
• Interview applicants to determine financial eligibility and feasibility of granting loans.
• Communicate with clients either to request or to provide information Justify decisions (approvals/rejections) and report on them.
• Complete loan contracts and counsel clients on policies and restrictions Update job knowledge on types of loans and other financial services.
• Assess customer needs, explore all options and introduce different types of loans.
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas.
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines.

Disbursements: -Collection of KYC documents -Loan documentation Requirements and skills: Should have basic knowledge about Lending and Housing products Familiarity with computers and banking applications/software Solid understanding of direct/indirect lending products and practices Excellent communication and interpersonal skills Customer satisfaction orientation and sales competencies Ability to work in a goal oriented environment MBA degree in finance, Marketing or a related field Open to travel Request to provide a proper & suitable candidate who can join immediately. Note : -Graduation is mandatory -Two-wheeler and Driving license are must -Male & Female candidates eligible -Selected candidates home location should be between 20 KM from selected location Interested candidates send Updated CV below this mail i\'d reshma.shaik@oncloudztech.com Job Type: Full-time Salary: From \xe2\x82\xb920,000.00 per month Benefits:

• Life insurance
• Provident Fund

Schedule:

• Day shift
• Monday to Friday
• Weekend availability

Supplemental pay types:

• Performance bonus
• Yearly bonus

Work Location: In person