Business Analyst

Year    TN, IN, India

Job Description

Job Title: Business Analyst - Fintech (Payments, Banking, Fraud & Risk)



Experience:

5+ Years

Location:

Chennai

Employment Type:

Full-time

Job Summary:



We are seeking an experienced

Business Analyst

with strong domain knowledge in

Fintech, Payments, Banking, Fraud, and Risk Management

to join our dynamic team. The ideal candidate will be responsible for understanding business requirements, analyzing processes, and collaborating with stakeholders to deliver effective technology solutions that align with business goals.

Key Responsibilities:



Gather, document, and analyze business requirements from stakeholders across

banking, payments, fraud, and risk management

domains. Translate business needs into detailed

BRDs, FRDs, and User Stories

for technical teams. Work closely with product owners, developers, and QA teams to ensure functional requirements are met. Conduct

gap analysis, process mapping, and workflow design

for financial products, payment systems, and fraud detection frameworks. Support integration of

payment gateways, UPI, wallets, NEFT/RTGS, card processing

, and other financial services. Collaborate with risk and compliance teams to strengthen

fraud detection, AML/KYC, and transaction monitoring

processes. Coordinate with external banking partners and internal teams for implementation and issue resolution. Participate in

UAT (User Acceptance Testing)

and ensure timely delivery of features. Provide analytical insights and recommend process improvements to enhance operational efficiency and reduce fraud risk.

Required Skills & Qualifications:



Bachelor's or Master's degree in Business Administration, Finance, Engineering, or a related field. 5+ years of experience as a

Business Analyst

in the

Fintech, Banking, Payments, or Fraud/Risk

domains. Strong understanding of

digital payments, core banking systems, fraud prevention, risk management, APIs, reconciliation

, and

compliance (RBI/PCI DSS)

. Experience in preparing

Use Cases, User Stories, and Wireframes

. Familiarity with

Agile/Scrum methodologies

and tools like

JIRA, Confluence, or Trello

. Excellent communication, stakeholder management, and documentation skills. Knowledge of data analysis and reporting tools (

Excel, SQL, Power BI

) is an added advantage.

Preferred Skills:



Experience with

digital lending, KYC/AML processes, financial product workflows

, and

fraud detection tools

. Exposure to

payment gateway integration, transaction risk scoring, or banking API platforms

. Certification in

CBAP, PMI-PBA, or Agile BA

is a plus.
Job Type: Full-time

Pay: ?371,238.84 - ?1,446,573.93 per year

Work Location: In person

Beware of fraud agents! do not pay money to get a job

MNCJobsIndia.com will not be responsible for any payment made to a third-party. All Terms of Use are applicable.


Job Detail

  • Job Id
    JD4587988
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    TN, IN, India
  • Education
    Not mentioned
  • Experience
    Year