Job Description

Company Profile:

Founded in 1976, CGI is among the largest independent IT and business consulting services firms in the world. With 94,000 consultants and professionals across the globe, CGI delivers an end-to-end portfolio of capabilities, from strategic IT and business consulting to systems integration, managed IT and business process services and intellectual property solutions. CGI works with clients through a local relationship model complemented by a global delivery network that helps clients digitally transform their organizations and accelerate results. CGI Fiscal 2024 reported revenue is CA$14.68 billion and CGI shares are listed on the TSX (GIB.A) and the NYSE (GIB). Learn more at cgi.com.



Position: Business Analyst- Functional Payment Designer

Experience: 2-4 years

Category: Software Development/ Engineering

Shift: General Shift

Location: Bangalore

Position ID: J0126-0036

Employment Type: Full Time



Education Qualification: Bachelor's degree in computer science or related field or higher with minimum 2 years of relevant experience.



A motivated and detail-oriented Junior Functional Payment Designer with a strong interest in building and supporting modern payment solutions. The ideal candidate is eager to learn, has a foundational understanding of the payments domain, and demonstrates the ability to translate business requirements into clear functional designs under guidance from senior team members.

This role provides an opportunity to work closely with business, product, UX, analytics, and engineering teams, gaining hands-on exposure to real-world payment systems and modern distributed architectures. The candidate will support functional design activities, documentation, and validation efforts while developing expertise in payments, microservices-based platforms, and event-driven systems.

Your future duties and responsibilities

Support senior designers in analyzing business requirements and preparing functional artifacts

Assist in message and data mappingfor payment flows
Participate in functional walkthroughs, reviews, and validations
Support FAT/UAT activities*, defect analysis, and clarifications

Contribute to Agile ceremoniessuch as backlog grooming and sprint planning
Continuously learn payment schemes, system architecture, and best practices

Required qualifications to be successful in this role

Must-Have Skills:

General / Functional Skills



Experience or exposure to product or project developmentin a functional or business analysis role
Basic to intermediate knowledge of functional design and requirement decomposition
Familiarity with UML concepts (sequence diagrams, component diagrams, activity flows); exposure to Sparx Enterprise Architectis a plus
Ability to understand and document business requirementswith guidance from senior designers
Exposure to: Requirement elicitation Gap & impact analysis Message and data mapping Functional and FAT/UAT support

Experience in preparing functional documentssuch as BRDs, functional specifications, process flows, and user stories
Good written and verbal communication skills
Willingness to interact with clients and stakeholders under supervision

Basic understanding of software development concepts*, including:

APIs and interfaces Databases and data models Application servers and middleware Integration patterns

Understanding of the Software Development Life Cycle (SDLC)
Awareness of Agile methodologies(Scrum/Kanban)
Payments Domain Knowledge

Exposure to or academic/early professional experience in payments or banking systems
Basic understanding of payment concepts such as: Payment initiation, validation, clearing, and settlement Payment security and transaction lifecycle Awareness or limited hands-on experience with one or more payment schemes:

SWIFT / SWIFT GPI
NACHA / ACH
CHAPS
Exposure to clearing and settlement systems in any one geography(Europe, US, or Canada) is a plus
Experience supporting payment-related implementations or testing activities in banks or financial institutions is desirable


Architecture & Technology Exposure (Learning-Focused)



Basic understanding or hands-on exposure to Microservices Architecture*, including:

Concept of loosely coupled services RESTful APIs and service communication

Introductory knowledge of event-driven systems using Apache Kafka*:

Understanding of producers, consumers, and topics Awareness of how Kafka is used in payment processing

Introductory or working exposure to Hazelcast or similar in-memory data grid/cachesolutions:
Basic caching concepts Session or state management awareness Ability to collaborate with engineering teams and learn how functional requirements map to technical designs


Good-to-Have Skills:

Exposure to SWIFT Service Bureauenvironments
Familiarity with payment products such as Fundtech or Clear2Pay
Basic awareness of DevOps and CI/CD concepts
Certification or coursework in banking, payments, or business analysis
Strong curiosity, learning min

Together, as owners, let's turn meaningful insights into action.

Life at CGI is rooted in ownership, teamwork, respect and belonging. Here, you'll reach your full potential because...



You are invited to be an owner from day 1 as we work together to bring our Dream to life. That's why we call ourselves CGI Partners rather than employees. We benefit from our collective success and actively shape our company's strategy and direction.



Your work creates value. You'll develop innovative solutions and build relationships with teammates and clients while accessing global capabilities to scale your ideas, embrace new opportunities, and benefit from expansive industry and technology expertise.



You'll shape your career by joining a company built to grow and last. You'll be supported by leaders who care about your health and well-being and provide you with opportunities to deepen your skills and broaden your horizons.




Come join our team--one of the largest IT and business consulting services firms in the world.