Job Description

:Branch Gold Loan Officer
INTERNAL USAGE: (to be removed before publishing externally)
No. of Vacancies: Manager: Branch Operations Head
Is a Team leader? N Team Size: 0
Grade: Officer, AM, DM
Business: Rural Lending Department:xefxbfxbd Rural Lending Gold Sub-Department: NA
Location: -
About Branch Banking
With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bankxefxbfxbds strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bankxefxbfxbds customer engagement strategy across products and services
About the RoleGold Loan Officer is responsible for Gold Loan Operations in the branch.xefxbfxbd Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory.xefxbfxbd Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and minimal attrition.xefxbfxbd Process and Compliance xefxbfxbd To achieve the highest level of operational and compliance superiority along with top line numbers.Key Responsibilitiesxefxbfxbd To maintain relation with branch banking team in order to have smooth processing of Gold Loan casesxefxbfxbdxefxbfxbdxefxbfxbd To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel.xefxbfxbd To ensure that all the compliance/operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolioxefxbfxbd To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team.
QualificationsOptimal qualification for success on the job is:xefxbfxbd Graduate/ MBA (Marketing) preferred from a recognized institute.xefxbfxbd xefxbfxbd2-4 years of relevant work experience (preferably NBFC).
Role Proficiencies:For successful execution of the job, a candidate should possess:xefxbfxbd Proven work experience in branch banking or channel salesxefxbfxbd Solid Relationship Building Skills with experince of channel sales, team managementxefxbfxbd Strong problem solving skills and willingness to roll up onexefxbfxbds sleeves to get the jobxefxbfxbd Skilled at working effectively with cross functional teams in a matrix organizationxefxbfxbd Excellent written and verbal communication skills"Skills:Refer to the About Company:Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 4,594 domestic branches (including extension counters) with 11,333 ATMs & 5,710 cash recyclers spread across the country as on 31st March, 2021. The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021.The Overseas operations of the Bank are spread over eight international offices with branches at Singapore, Dubai (at DIFC) and Gift City-IBU; representative offices at Dhaka, Dubai, Abu Dhabi, Sharjah and an Overseas subsidiary at London, UK. The international offices focus on Corporate Lending, Trade Finance, Syndication, Investment Banking and Liability Businesses