Job Description

Branch Managers - Hedge Finance Ltd. (Tamil Nadu Region)

Locations:

Coimbatore | Salem | Erode | Madurai | Tirunelveli | Chennai

About Hedge Finance

Hedge Finance Ltd. is an RBI-registered Non-Banking Financial Company (NBFC) with strong roots in Kerala, expanding its footprint into Tamil Nadu. We focus on

MSME lending, Auto and Used Vehicle loans and Equipment finance

, through both digital and offline branches. Our goal is to deliver responsible credit access to underserved borrowers with disciplined underwriting and strong governance.

Position: Branch Manager - NBFC Operations

Department:

Retail Lending - MSME, Auto, Equipment.

Reporting to:

Regional Head (Tamil Nadu & Kerala)

Key Responsibilities

Lead

branch operations and credit origination

for MSME, Auto, Used Vehicle (4-wheeler), and Equipment loans. Manage

branch P&L, business targets, and team performance

. Ensure

high-quality portfolio sourcing

from direct and channel partners (dealers, DSA, field executives). Conduct

credit assessment, customer verification, and loan documentation

aligned with Hedge's underwriting policy. Supervise

collections, renewals, and delinquency control

; maintain NPAs within acceptable norms. Build and mentor a

team of sales officers, credit executives, and collection agents

. Drive

market intelligence

--competitor analysis, rate benchmarking, and local tie-ups. Ensure

branch compliance, KYC, audit readiness, and cash discipline

per RBI NBFC norms. Coordinate with HO for

disbursement, MIS, and operational support

.

Desired Candidate Profile

5-10 years of experience

in NBFC / Small Finance Bank branch operations. Proven experience in

MSME, Auto, Used Vehicle-4 wheeler, Equipment.

Exposure to

subprime or small-ticket lending

markets will be a strong advantage. Strong local market knowledge and

existing dealer / DSA network

preferred. Excellent leadership, analytical, and customer management skills. Proficiency in Tamil and basic English communication essential.

Compensation & Benefits

Competitive market fixed salary & individual/branch performance incentives. Provident Fund, Medical Insurance, and Travel Allowance as per company norms.

Why Join Hedge Finance

A growing NBFC expanding aggressively across South India. Opportunity to

build and lead a branch from inception

. Flat hierarchy, entrepreneurial freedom, and data-driven governance. Transparent incentive structure rewarding both growth and quality.
Job Types: Full-time, Permanent

Pay: ₹550,000.00 - ₹1,000,000.00 per year

Benefits:

Cell phone reimbursement Health insurance Provident Fund
Work Location: In person