Job Description

Job Reference
* JR00107986



Job Summary
* Branch Manager - Gold Loans


Job Purpose
"This position is open with Bajaj finance limited" The Branch manager is a managerial responsibility for providing full leadership and direction to the team of employees in growing business and client base of consumer gold loan. The overall objective of this role is to build customer loyalty and recommend the development of business strategies or initiatives and may include the management of activities by external organizations, and the direct management of individuals.


Job Duties & Key Responsibilities
* Duties and Responsibilities - Responsibilities: \xe2\x80\xa2 Responsible for overall branch operationsperformance & profitability of the branch. \xe2\x80\xa2 Drive & participate in field-marketing activities of various financial products along with the team to improve brand visibility \xe2\x80\xa2 Planconduct & monitor the branch & field level marketing activities to ensure health pipeline of leads resulting into business conversion & branch growth \xe2\x80\xa2 Focus on customer engagement for new customer acquisitions & retainment of old customers \xe2\x80\xa2 Conducting error free valuation & appraisal of gold ornaments being pledged in branch with correct weight & purity assessment as per company policy and auditory compliance \xe2\x80\xa2 Joint custodian of the Vault with responsibility of safekeeping of of pledged securities as per company policies \xe2\x80\xa2 Responsible for keeping NPAs in control through strong follow-ups from the customers for interest collections \xe2\x80\xa2 Good planning abilities are required for smooth functioning of the branch & for developing cohesiveness within the company and co-workers. \xe2\x80\xa2 Hiring coaching mentoring and training employees and providing them with timely feedback on their performance \xe2\x80\xa2 Maintaining quality & performance of the business preparing various reports of the same and take necessary actions for growth of business in branch \xe2\x80\xa2 Increase Gold Loan business plus various other third-party products i.e. NCD\'s Gold Coins sale etc. \xe2\x80\xa2 Responsible for keeping NPAs in control through strong follow-ups from the customers for interest collections. \xe2\x80\xa2 Responsible for correct valuation & maintenance of 100% process compliance at branch. \xe2\x80\xa2 Manage error free valuation & appraisal of gold ornaments being pledged in branch with correct weight & purity assessment as per company policy and auditory compliance.




Required Qualifications and Experience
* Education & Skill Qualifications: \xe2\x80\xa2 4-7 years of relevant experience required. \xe2\x80\xa2 Bachelor\xe2\x80\x99s Degree/Post-graduation Degree preferred. \xe2\x80\xa2 Previous experience in gold loan banking, gold loan products, management or client service preferred. \xe2\x80\xa2 Consistently demonstrates clear and concise written and verbal communication skills.