Branch Credit Manager

Year Narasaraopet, Andhra Pradesh, India

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Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
Verifying the promoter\xe2\x80\x99s track record & ascertaining their credit worthiness.
Analysis of the financial statements of the prospective customer to identify the short term & long term
solvency & liquidity position
To ensure Bounce Rate and Delinquency are within acceptable standards.
Monitor and enforce approval rate and TAT as per prescribed standards.
Monitor and ensure that monthly Branch audit score is satisfactory.
Vendor Management.
To conduct customer meeting to evaluate credit proposal
PDD Tracking and closure
Compliance to repayment instrument replenishment to ensure regular repayment of EMI

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