Job Description

Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education loan; Training- Provide training to CPAs ; Delinquency Management for the location ; Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies; PDD Management controlling and tracking PDDs through proper MIS for the location ; Quality Management in terms of Audit, Compliance and Hind sighting
Roles & Responsibilities**Specific Responsibilities :**
Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
Process Understanding process and policies and implementing the same to ensure smooth transactions.
Training- Provide training to CPAs so that they work in synergy with the companies policies and norms
Delinquency Management for the location
Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.
Quality Management in terms of Audit, Compliance and Hindsighting
PDD Management controlling and tracking PDDs through proper
MIS for the location
**Technical Competencies / Skills :**
xc2xb7 Basic knowledge of loan underwriting
xc2xb7 Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
xc2xb7 Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow
analysis.
xc2xb7 Good communication and report writing skills
xc2xb7 Basic knowledge of Banking Good Knowledge of computer applications
Qualification: MBA/CA
EligibilityCA/MBA