Job Description

Skill required:

Ret.Bkg- Credit UW - Retail Banking Operations

Designation:

Banking Operations Associate

Qualifications:

Any Graduation

Years of Experience:

2 to 4 years

About Accenture

Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song-- all powered by the world's largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com

What would you do?

Be diligent with attention to details and compliance. You will be working as a part of Lending operations team which requires validation on Credit, Income, Asset & Collateral documents in line with the client credit policy, procedures, and turnaround times. The mortgage team focuses on lending home mortgages to the qualified borrowers by complete validation of required documents. The role requires a good understanding of credit analysis, financial analysis, onshore collaboration, and document evaluations. - -

What are we looking for?

o Ability to work well in team. o Commitment to quality o Excellent analytical and problem-solving skills o Detail orientation. o Excellent communication and interpersonal skills, with the ability to build rapport with clients and colleagues. o Proficiency in mortgage origination software and MS Office suite. o Minimum 1+ Yrs experience required in Mortgage Underwriting. -

Roles and Responsibilities:

o Reviewing borrower financial information, employment history, credit report and other relevant documentation to assess risk. o Evaluating loan application against specific lender guidelines and mortgage industry standard. o Indexing and organizing supporting documents and identifying gaps. o Communicating with loan officers, processors to additional information or clarify application details. o Making recommendation for loan approval or denial based on a thorough analysis of the borrower financial profile. o Ensuring compliance with all regulatory requirements throughout the underwriting process. o Reviewing and specifying loan conditions as necessary. o Highly organized and able to prioritize. o Assisting senior underwriter with complex loan files and providing support as needed. o Good communication skills both verbal and written. o Proficiency in Microsoft office and automated underwriting systems. o Please note that this role may require to work in night shift. o Maintain client SLA exceptions. o Achieves individual Underwriter quality benchmark, production goal and turn time




Any Graduation