Job Description

About MES India

MUFG Enterprise Solutions (MES) India is the Global Capabilities Centre (GCC) of Mitsubishi UFJ Financial Group (MUFG), the world\'s fifth largest financial institution by assets. Launched in 2020, our operations has expanded to a team of over 300 employees across three offices in Bengaluru and Mumbai. We are a global integrated centre of excellence for strategic cross-functional business solutions by offering and creating value, including: IT performance: Development for applications and middleware, support for infrastructure, cyber security and network monitoring, architecture support for supply chain finance and payments products Risk Advisory: KYC Quality Assurance and Control, AML & KYC Advisory, Governance , Issue Management, Conformance Global Business Services: Business Administration and Credit Analysis support.



Main Responsibilities

• Individual will be responsible to conduct Know Your Customer (KYC) Operations services including Customer Due

Diligence (CDD) for New to Bank or Existing Clients based on standard operating procedures (SOP), Operating
manuals (OM) as defined by the local, regional, and global FC Teams. * These responsibilities include, but are not limited to providing support in conducting, the items listed below as per

SOPs and may be amended from time to time: * Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) profile production for Head Office and

other Global branches / affiliates/Corporates/Financial institution/Funds/Bank/individuals. * Checking client information through publicly / internally available sources which are sourced by analyst.

• Prepare & check the KYC questionnaire, emails or calls with Client for outreach process
• Checking screening performed by analyst in accordance with Bank policy and escalate true hits to Adverse Findings
• Complete & review CDD and EDD profiles to a pre-determined review schedule in a timely manner
• Assist the business where changes occur to existing customer profiles, by taking appropriate actions (i.e.,

Event Driven Reviews, administrative triggers, escalations) * Complete relevant Identification, Verification and Bribery/Corruption checks for prospective transactions for

existing or new to bank Clients to identify potential reputational, business, PEP (Politically Exposed person) ,
adverse media hits and Sanction risks etc. * Liaise directly with Clients, Sales, Relationship Manager, onshore teams and Local Account Officer within Client management and KYC teams and assist where appropriate.

• Timely and proactive escalation and resolution of issues, working closely with local and regional management.
• Drive to build knowledge within the Anti-Money Laundering sector and to understand the rationale for underlying policy requirements.
• Pursue Lean-On-Boarding; actively seek out opportunities to improve the on-boarding process; including the strengthening and implementation of controls and improving efficiency. In addition the individual will be responsible for ensuring that all related team procedures, processes and related material are kept up to date.
• Act as a Subject Matter Expert within the EMEA Client Management Services in relation to all AML OnBoarding aspects, assisting on ad-hoc queries where required. In addition, the individual will be required to represents the team and potentially the division/bank to key stakeholders or in various RM desk calls on these matters.

• As a senior within the team, the individual will be responsible for 2nd check and in some instances approval of various items within the team (classification forms, PEP Mems, Exceptional handling escalations)
• They may be required to conduct Quality Control reviews on KYC cases completed as and when required.
• Initial point of escalation for queries to 2nd line and Management from Analysts or Sr. Analysts within the team; reviewing issues, resolving where possible and escalating if required. Escalation should be clear, concise and, where applicable, include a proposed route forward based on individuals wider AML knowledge.
• Training and Development of more junior members of the team
• Keep abreast of developments in current trends and progress on money laundering, bribery and corruption and IT prevention.

SKILLS AND EXPERIENCE:

• Strong KYC end to end knowledge for Low, Medium and High risk clients
• STRONG Communication skills both WRITTEN and VERBAL to interact with Clients/RMs/Sales and other stakeholders
• Attention to detail is essential Technical knowledge of various client types & their structure
• Awareness of UK & European Anti-Money Laundering regulations
• Ability to effectively utilize Microsoft Office (particularly word & excel)

Work Experience:

• Person should have a bachelors degree in any stream , any certification/diploma in AML/KYC domain

would be an added advantage. * 10 to 12 years experience in AML Compliance & KYC preferably within the financial services industry with experience conducting EDD on foreign financial institutions.

• Experience reviewing comprehensive documents like complex ownership structures and Wolfsberg Questionnaires, various organizational documents like MOA/AOA COI etc.
• Strong working knowledge of AML/Sanctions laws and regulations relative to money laundering and terrorist financing and the ability to apply this knowledge in assessing transaction activity and customer profiles.
• Must be able to multi-task, adapt well to changing priorities, and effectively prioritize workflow to meet critical deadlines.
• The ability to operate with urgency and prioritize work accordingly
• Strong decision making skills, the ability to demonstrate sound judgement
• A structured and logical approach to work
• Strong problem solving skills
• Ability to work in a fast-paced, demanding environment and must work well under pressure.
• The ability and willingness to work both independently and in a team, environment is required.
• Maintains effective working relationships with key business partners.
• Familiarity with Actimize and other financial crime, risk and compliance applications would be preferred.
• Effective Internet and research skills and usage of third-party tools.
• Knowledge in Microsoft Excel/word.
• Degree and AML related certifications preferred or equivalent work experience.
• A confident approach, with the ability to provide clear direction to more junior members of the team
• A strategic approach, with the ability to lead and motivate more junior members of the team

MES India