Job SummaryStrategyWealth and Retail Banking (WRB)
Execute the Group ESG (including Climate) and Reputational Risk (ESGR) integration within WRB
Support and lead on RCSA reviews regarding WRB, from a ESGR RFO perspective.
Support and lead the second-line review and challenge of Sustainable Finance and Sustainability-related activities in driving the management of greenwashing risk for WRB
Provide inputs to the Group's strategic risk appetite metric calculation all metrics pertaining WRB portfolios.
Second-line review and challenge of ESGR reviews for adequacy and accuracy of the first-line's assessment of ESGR for medium and high-risk in-scope WRB clients
Second-line review and challenge of Climate Risk Assessments for SME Banking clients
Review and challenge of WRB Residential Mortgages related NZ targets and measurement, the Group's own Net zero emission targets and progress, aligning with industry benchmarks.
Support continuous training initiatives for WRB relationship managers, credit analysts, 1st line process owners and 2nd line to ensure ESGR risk embedding into WRB
Reporting and Disclosures
Delivery and review/ challenge of portfolio-level risk measures for WRB
Support the review, challenge and provide input on internal and external disclosures such as Climate Risk-related financial disclosures, including those set out by the Taskforce on Climate-related Financial Disclosures (TCFD) and other reporting frameworks such as ISSB and CSRD as required.
Key ResponsibilitiesBusiness
While being focused on climate risk assessment, keep a 'think client' hat in any risk developments; consider how the risk assessments contribute to helping the clients build a more resilient business model.
Broad awareness and understanding of the bank's business model and risk profile.
Communicate confidently with senior stakeholders, present topics in working groups and other committee meetings such as the Wealth and Retail Banking Risk Committee.
Processes
Evaluate relevant existing controls and contribute to designing new controls as required.
Risk Management
Act quickly and decisively when any risk and control weakness becomes apparent and ensure they are addressed within an appropriate timeframe and escalated through the relevant committees.
Uphold the integrity of risk/return decisions, by challenging business to demonstrate that risk origination and control decisions are properly informed and consistent with the reputational and sustainability risk strategy and risk appetite.
Governance
Contribute to overall governance mechanisms (including committee oversight and individual approval authorities) for ESGR risk management.
Ensuring that relevant governance documents are up-to-date and relevant, on an ongoing basis
Regulatory & Business Conduct
Display exemplary conduct and live by the Group's Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholdersSenior business and risk stakeholders and their team members such as:
WRB Business Teams
WRB Sustainability Finance
WRB Environmental and Social Risk Management
Chief Risk Officer, WRB
WRB Credit Policy and Country Credit Analyst and Credit Approver teams
Global Head, Net Zero Delivery
Other Responsibilities
Embed Here for good and Group's brand and values in the ESGR team; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats): promote risk governance, support RFO in internal and external disclosures including TCFD requirements for Group and countries
Skills and Experience
Familiarity with ESGR risk management (e.g. tools and methodologies)
Data preparation and review skills
Ownership and accountability for deliverables / action oriented
Ability to engage and collaborate with stakeholders at various levels across functions and geographies
Proven track record in both review/ challenge and whilst working in partnership with the first line of defence
Qualifications
Market Knowledge: 8-12 years of strong experience in Climate Risk, ESG and Reputational Risk and/or Credit Risk Management
Proactive self-starter, ability to quickly assimilate and analyse large amounts of information across a variety of topics
Clear and concise communicator, able to explain complex matters in a simple and intuitive manner
Demonstrate understanding of and commitment to the Group's core values.
Ownership mindset, able to think creatively and be open to new ideas
Able to work with tight deadlines and multiple demands
Good knowledge of banking risk management and standards
Understanding of Wealth and Retail Banking portfolios and products
Proven ability to partner and collaborate across an organisation, support facilitation, with the ability to build a strong internal network across all levels of the organisation
Strong experience in MS Excel and Power Point
About Standard CharteredWe're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.Together we:
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offerIn line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
Flexible working options based around home and office locations, with flexible working patterns.
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.