Job Description

Role Summary/Purpose: Synchrony\'s Credit and Capital Management group is looking for an analyst with experience in Consumer Credit domain to provide support for multiple functions within Credit Forecasting & Advanced Analytics team - Credit MIS and Reporting , Fraud and Reserve Forecasting, Credit Modeling Operations. The role requires demonstrated expertise with data analysis , forecasting, as well as conversant with programming skills (SQL, SAS, Python/Pandas) and visualization skills (Advanced Excel, Tableau) . The objective is to support the US credit forecasting and reserves sub-functions in execution of their periodical processes by generating analytical insights, and impactful reporting. The candidate will be responsible for delivering on ongoing reporting efforts, improve reporting generation process, method, logic/code with utmost quality. Focus areas include supporting quarterly Loss, Fraud and Reserve forecasting Processes, working on enhancements and remediation\'s as needed. The person will use their technical knowledge, business analysis and process experience to ensure that all the reporting/forecasting processes are efficient and accurate with as much automation as possible. This role will be expected to work closely with Model development team during audit and reviews. A successful candidate must have strong programing skills to execute and troubleshoot data nuances, design, and drive process efficiency. This is a great opportunity for a data analyst/programmer with experience in consumer credit analysis. We offer a dynamic, collaborative team environment with a strong credit risk management culture, and exposure to new technology and data platforms. This position is remote, where you have the option to work from home. On occasion we may request for you to commute to our nearest office for in person engagement activities such as team meetings, training and culture events. To ensure the safety of our colleagues and communities, we require employees who come together in-person to be fully vaccinated. We\'re proud to offer you choice and flexibility Essential Responsibilities: Responsible for publishing, enhancing Regulatory reports and deriving impactful insights for the business Provide recommendations for automation, simplification and work towards achieving the same Regularly communicate with Stakeholders on Projects and Report owners. Proactively propose, initiate, execute and own improvement opportunities that create business impact. Continue to learn and explore latest Tools and Techniques in the Industry and leverage them for the benefit of business. Understand Fraud scenarios and Trends and provide analytics support and insights for fraud and reserve forecasts Play a key role in reserves forecasting process by providing necessary analytics and insights on components and macro-economic factors Establish necessary quality controls and quality checks for the forecasting process and ensure that all SOPs are updated time to time with recent changes and enhancements Closely Work with model development teams during audits and reviews Assist in producing credit inputs to complex modeling processes Visualize insights, performance, and trends in inputs/outputs for effective communication and decisioning Qualifications/Requirements: Bachelor\'s degree with quantitative underpinning (i.e., Data Science, Computer Science, Risk, Accounting, Business, Economics, Finance, Mathematics, Statistics, Engineering) with 5+ years of experience in Programming/Analytics ideally in support of Risk, Credit, Finance, Accounting, Consumer Lending, or other relevant professional experience OR in lieu of a degree, 7+ years of experience in Programming/Analytics ideally in support of Risk, Credit, Finance, Accounting, Consumer Lending, or other relevant professional experience. 3+ years\' experience in SAS or SQL and Excel. Experience with data visualization tools to create and communicate intuitive visualizations and presentations of in-depth analysis. Proven hands-on experience utilizing using SAS, SQL to perform statistical analysis, query relational databases, and manage large amounts of data. Advanced Excel skills with demonstrable familiarity with data processing/report building/analysis techniques. For Internal Applicants: Understand the criteria or mandatory skills required for the role, before applying. Inform your Manager or HRM before applying for any role on Workday. Ensure that your Professional Profile is updated (fields such as Education, Prior experience, Other skills) and it is mandatory to upload your updated resume (Word or PDF format) Must not be any corrective action plan (First Formal/Final Formal, PIP) L8+ Employees who have completed 18 months in the organization and 12 months in current role and level are only eligible. Level 8+ employees can apply Desired Characteristics: Experience in using Python/Spark to query large databases, perform statistical analysis. Experience in working with Credit loss/Fraud related metrics is an added advantage. Good overall understanding of consumer credit lending, with a focus on revolving products (Credit Cards preferred) Experienced in producing Excel/Tableau reporting and automation of reports Strong written and verbal communication skills Excellent time management with ability to manage multiple competing initiatives and deliver results within deadlines with accuracy and attention to detail Shift Timings: 2 PM IST to 11 PM IST Credit

foundit