Job Description

The health and safety of our employees and candidates is very important to us. Due to the current situation related to the Novel Coronavirus (COVID-19), we\xe2\x80\x99re leveraging our digital capabilities to ensure we can continue to recruit top talent at HSBC. As your application progresses, you may be asked to use one of our digital tools to help you through your recruitment journey. If so, one of our Resourcing colleagues will explain how our video-interviewing technology will be used throughout the recruitment process and will be on hand to answer any questions you might have. Some careers open more doors than others. If you\xe2\x80\x99re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Divisional Digital Business Service (DBS) is a pivotal part of the Group, providing essential operational and technical support to our global businesses and helping improve customer service and efficiency. DBS combines global expertise and technology to help keep us ahead of the competition. Global Operations Within DBS, Global Operations is a leader in the development of services and processes that are designed around the customer and enable the firm to demonstrate to regulators that its processes and ways of working will deliver consistently high standards of compliance. Every day, customers all over the world are paying bills, buying homes and setting up companies and every day, Global Operations teams are making sure all this happens smoothly. INM Credit Services Spread across 7 locations Pan India, INM Credit Operations provides back office support to Business Groups i.e. GBM and CMB customer groups, for effective delivery of credit services and products to their customers. Credit Operations is primarily responsible for processing of Facility Advice Letter, security documentation, asset inspection, security valuation, ROC search, Loan processing, loading of limits on HUB, processing of guarantees (both local and foreign), preparation of Group and regulatory returns, generation of MI and B&D related client management. We are currently seeking an experienced professional to join the INM Credit Services team. Principal Responsibilities Responsibilities include:

• Ensure the highest levels of service both internal and external customers, and with an objective of protecting the interests of the bank at all times
• Checking of the security documents and recommending changes in HUB limits, etc. based on review / completion of necessary documentation; while ensuring adherence to pre-disbursal comments.
• Ensure Security Creation and perfection.
• Track CARM approval comments / conditions and following up with the business on due dates.
• Monitoring credit limits
• Agreed upon SLAs to be met and monitored at regular intervals.
• Improve turnaround times and reduce costs and error rates.
• Ensure compliance with regulatory and internal guidelines.
• Provide need based and time sensitive MIS.
• To ensure proper Housekeeping.

Requirements

• The job holder must have knowledge and experience of having worked within Credit Services and be able to deal in a complex legal environment and Indian regulations.
• Knowledge of all aspects of Commercial Banking with a background in Corporate Banking / Trade Finance / Credit Operations / Administration.
• Knowledge of Group Credit systems, policies and procedures.
• Knowledge of local laws and regulations.
• Good Analytical skills to analyze information received.
• Good verbal and written communication skills.
• Good interpersonal skills.
• Minimum Graduation or as required for the role, whichever is higher

Useful Link Link to Careers Site: Click HERE You\xe2\x80\x99ll achieve more when you join HSBC. HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website. Issued by The Hongkong and Shanghai Banking Corporation Limited, India