Job Description

Bangalore, Karnataka, India








Department
Risk
Job posted on
Sep 22, 2025
Employment type
Head Office

Risk Associate

Responsibilities

Risk Analysis & Monitoring

Analyze credit risk,fraudrisk, andoperational risk across customer journeys. Buildandmaintaindashboards tomonitor riskmetrics, exposures, andperformance. Identify anomalies, trends, andearly warningsignals inportfolioperformance.

Data Insights & Modelling

Work withlargedatasets touncoverpatterns impactingcredit andfraudrisk. Support thedesignandevaluationof credit riskmodels andscorecards. Assist inbuildingframeworks for risk segmentationandcustomerprofiling.

Experimentation & Process Improvement

Partner withproduct andbusiness teams todesignexperiments andpolicies that balancegrowth withrisk. Support A/B testingof risk rules andstrategies;measure impact onperformance. Providedata-backedrecommendations to strengthencontrols while enablingscale.

Stakeholder Collaboration

Collaborate closely withcross-functional teams (Risk, Product, Operations, and Analytics) to alignonstrategies. Present findings ina clear andstructuredmanner to supportdecision-making.

Reporting & Governance

Ownthe reportingof key risk KPIs and MIS tomanagement. Ensuredata accuracy, consistency, andintegrity across reports. Support compliance andregulatory reportingrequirements asneeded.

Qualifications

Bachelor'sdegree froma Tier-1institution(IITpreferred). 1-2 years of work experience inanalytics,data science, or a relateddomain. Exposure to Fintech/ Credit space is a strongadvantage. Familiarity withExcel, SQL, and Python(hands-onexperiencepreferred). Stronganalytical,problem-solving, andcommunicationskills. * Ability to workdirectly withbusiness andrisk teams ina fast-paced, evolving environment.