Job Description

Location : Mohali
City : Mohali
State : Punjab (IN-PB)
Country : India (IN)
Requisition Number : 42249 Business Title Associate - Risk CoE
Global Job Title Anl I Finance RTR
Global Function Business Services
Global Department Finance - Record to Report
Organizational Level 9
Reporting to Manager - Transformation
Size of team reporting in and type 0
Role Purpose Statement The overall responsibility of the Risk Specialist is the accurate and timely annual review of counterparties, assigning of accurate credit limits considering potential exposure of Business partners for existing business partners as well as New counterparties. Detailed annual review includes the evaluation of finnacial statements, checking customer's payment history and payments terms allowed, mark to market limits, PFE calculations and securing the open credit with Insurance. Preparation of scorecard is also an important activity applicable for the limits above the thershold
350K USD. Approvals to be obtained for higher grades/credit limits as per Bunge Global Credit Policy. It's a critical role as activities and dliverables of theis role directly impacts the Bunge's business with it's business partner's across the globe.
Main Accountabilities o Perform annual review of existing counterparties and assigning the credit limits ensuring accuracy and timeliness

• Support centralized risk team with other tasks like industry updates in Delta, validating the Inusurance and others
• Bulk review - exemption from detailed annual review basis payment history
• Intuitive Grading in case of insufficient Financial information
• Credit history and compliance checks
• Blcoked Order management/order release
• Create risk reports using Tableau desktop version
• Coaching trainees and newcomers on company and helping team members to work in a collaborative manner to achieve the desired objectives
• Buld good relationships with the teams/departments involved

Knowledge and Skills
Behavior Improve Bunge's outcomes by making data-driven decisions, keeping the customer at the forefront of all they do, and proactively gaining insight into the global strategy.
Collaborate, effectively communicate with others and take initiative to continually develop themselves.
Pursue opportunities to solve problems and take action while maintaining the ability to manage work, even in times of challenge or change.
Technical
Knowledge in finance/Credit risk/trading concepts (e.g.: Assigning of credit limit, evaluating business financials to assess credit worthiness of the partners, Payment history, preparing credit scorecards etc.
Experience in accounting and finance , Credit Risk , coordination with stakeholders and follow-through to eventual issue resolution and documentation.
Excellent communications and presentation skills
The successful applicant will be a detailed-oriented, results-driven, tenacious team player. He/she will have demonstrated an ability to lead the discussion on reconciliation and analysis with key stakeholders (e.g.: commercial organization, finance partner team and market risk teams).
Ability to provide high quality level of customer service to internal & external stakeholders.
Ability to work independently, efficiently and deliver high quality output under time pressure.
Independent and meticulous with figures
Strong written & oral communications skills in English and Spanish
Strong problem solving & organizational skills
Experience in managing people and processes through a sustained period of change
Excellent computer skills and competency in Microsoft Office (Word, PowerPoint, Excel, Outlook)
Education & Experience University degree (Graduation, MBA , CMA or CA)
3-5 years of working experience in finance/accounting/risk, credit function, preferably in Ag industry.
Distinct Advantage
Experience working in a similar Shared Services Centre setup
Experience in processing of high volumes of transactions
Experience in SAP
Strong customer service, communication skills/soft skills
Working exposure in commodity industry
Bunge (NYSE: BG) is a world leader in sourcing, processing and supplying oilseed and grain products and ingredients. Founded in 1818, Bunge's expansive network feeds and fuels a growing world, creating sustainable products and opportunities for more than 70,000 farmers and the consumers they serve across the globe. The company is headquartered in St. Louis, Missouri and has 25,000 employees worldwide who stand behind more than 350 port terminals, oilseed processing plants, grain facilities, and food and ingredient production and packaging facilities around the world.
Bunge is an Equal Opportunity Employer. Veterans/Disabled

Skills Required