This role is within the Transaction Banking Sales team, covering NBFI clients for their cash management business
Delivering cash budget and drivers, as per allocated budget
Identifying explicit / implied client needs, engaging key decision makers and developing solutions for NBFI clients
Create value proposition and provide complex structure guidance to clients across India and Standard Chartered network locations
Strategy
Responsible for growing Transaction Banking business
Understanding the Group's business strategy from a CCIB and Transaction Banking perspective
Business
Complete ownership to ensure revenue and driver targets are delivered
Work closely with the respective CIB Relationship teams and internal business partners to originate new TB business and deepen client relationships
Run portfolio planning, competition mapping and partnering with other business verticals for cross sell opportunities, including fx
Understand client ecosystem and identify opportunities to bank the suppliers and customers; add value to the client with open account solutions
Continuously improve the way we work
Understand the local and international wallet in terms of size, potential, buyer behaviours and competitor analysis for our clients
Provide market intelligence to Product Team on new ideas and product enhancements
Play and active role in credit & compliance approvals
Processes
Understanding the bank's processes relevant for the job role
Identify and recommend appropriate changes to streamline client's transactional journey
Key Responsibilities
People & Talent
Share best practices and client trends with the team
Risk Management
Ensure risk monitoring as an integral part of the business
Proactively identify risks associated with the underlying business and contribute to introducing appropriate mitigants
Being aware and understanding the bank's risk appetite and controls in place
Governance
Strict compliance with the Bank's policies
Ensure adherence to all internal & external regulations; risk monitoring as an integral part of the business process
Ensure that the business meets its obligation under group policy and standards and under the local laws and regulation
Manage all sales related activities through effective use of workbench/crmx
Regulatory & Business Conduct
Display exemplary conduct and live by the Group's Values and Code of Conduct
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters
Key stakeholders
Regional heads of CCIB coverage/ team leaders of CCIB / relationship managers
Transaction banking sales team
Credit
Team leaders and team members of Product, Channels, Implementation, Compliance, Corporate Affairs, HR, Finance
Operations team and Customer Service teams
Skills and Experience
Transaction banking product knowledge
Communication and presentation Skills
Client relationship management skills
Business understanding of client business models with acumen on new client acquisition
Sales skills with excellent negotiation, presentation, and client acquisition skills
Understanding of recent technologies in cash management and trade finance
Deal closure and execution skills
Ability to communicate with all levels in an organization
Team player
Strong cross- cultural awareness and interpersonal skills
Qualifications
CA / MBA with 6+ years of experience in Trade / Cash Sales covering NBFI clients
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
Do the right thing
and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle,
continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Are better together,
we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter,
we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Core bank funding for retirement savings, medical and life insurance,
with flexible and voluntary benefits available in some locations.
Time-off
including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
Flexible working
options based around home and office locations, with flexible working patterns.
Proactive wellbeing support
through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture
to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
*
Being part of an inclusive and values driven organisation,
one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
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